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1501 Highwoods Boulevard, Suite 400
Greensboro, NC 27410

NewBridge Bank is headquartered in Greensboro and is the 10st largest bank in the state of North Carolina. It is also the 359th largest bank in the nation. It was established in 1949 and as of December of 2013, it had grown to 449 employees at 38 locations. NewBridge Bank has a A health rating.

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Reviews (1)

This Bank Is Terrible!

Do not bank with them! Their fees are excessive and their staff have no idea what customer service means. Their staff are rude and  they have had numerous problems with their system over the years. I've had missing deposits, unauthorized debits that had to be brought to their attention.  When these errors were brought to their attention they acted as if they were doing me a favor just by eventually fixing the issues, no apologies. The people in the bank with the most authority are the ones you never can get to answer questions or solve problems.  We were commercial clients and i also held my personal accounts there for a few years. In the time I banked with them they were not straightforward or helpful in any way. The two bank officers I dealt with over the years were quite frankly two-faced and devoid of all professionalism. This bank uses unscrupulous tactics and has no qualms making statements they do not intend to honor. Do yourself a favor and avoid them completely. Edit Delete 0 comment. Add a comment


Data for Q4 2013

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 NewBridge Bank had $17.82 million in non-current loans and owned real-estate with $210.49 million in equity and loan loss allowances on hand to cover it. This gives NewBridge Bank a Texas Ratio of 8.47% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for NewBridge Bank decreased slightly from 11.80% as of December 31, 2012 to 8.47% as of December 31, 2013, resulting in a positive change of 28.24%.This indicates that the balance sheet and financial strength for NewBridge Bank has improved slightly in recent periods.

Deposit Growth


In the past year, NewBridge Bank has increased its total deposits by $173.56 million, resulting in 12.52% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth NewBridge Bank has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. NewBridge Bank has $1.96 billion in assets with $210.49 million in equity, resulting in a capitalization level of 10.72%, which is above average.

Institution Statistics

FDIC Certificate #16799
Year Established1949
Primary RegulatorFDIC
Assets and Liabilities
Assets$1.96 billion
Loans$1.40 billion
Deposits$1.56 billion
Equity Capital$185.94 million
Loan Loss Allowance$24.55 million
Unbacked Noncurrent Loans$9.79 million
Real Estate Owned$8.03 million
Historic Data - December 2012
Assets$1.71 billion
Equity Capital$167.59 million
Loan Loss Allowance$26.63 million
Unbacked Noncurrent Loans$9.79 million
Real Estate Owned$5.36 million
Profit Margin - Quarterly
Net Interest Margin3.97%
Return on Assets1.2%
Return on Equity12.04%
Interest Income$68.82 million

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NewBridge Bank has 31 locations. Click to view all NewBridge Bank locations.