Average User Rating:4 star rating based on 4 reviews.
Northstar Bank of Texas
Northstar Bank of Texas Locations| 400 North Carroll Blvd. Denton, TX 76201 940.591.1200 www.nstarbank.com  |
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Northstar Bank of Texas is headquartered in Denton and is the 53rd largest bank in the state of Texas. It is also the 727th largest bank in the nation. It was established in 1973 and as of September of 2011, it had grown to 191 employees at 11 locations. Northstar Bank of Texas' savings rates are 3X the national average, and it has a 4-star health rating.
Northstar Bank of Texas Routing Number: 111904817
Related Posts
Northstar Bank (TX) Rate Drop From 3.01%/30K To 2.25%/20K Effective 3/22/12 (Forum) - 2/9/2012
Northstar Bank (TX) will be dropping RCA rate from 3.01%/30K to 2.25%/20K effective 3/22/12. I received a letter today. 0.50% APY remains the same on daily balances more than 20K 0.10% APY remains the same on the entire balance when minimum monthly qu
Competitive CD and Reward Checking Rates at Northstar Bank of Texas - Local Only - 8/18/2011
Northstar Bank of Texas often has some good CD deals. The latest one is a 33-month CD with a 2.08% APY. Minimum deposit is $1,000. This rate is listed in the bank's rates page as of 8/18/2011. As ...
Change To Nature Of RCA Qualifying Transactions At Northstar Bank (TX) Effective 9/19/11 (Forum) - 8/12/2011
Excerpt from the afternoon’s mail from Northstar Bank follows (highlighting, capitalization, and underlining for emphasis is the bank's): “… our Bill-Pay product is being enhanced beginning September 19th. Detail
Northstar Bank Of Texas --- Rate Drop To 3.01% (Forum) - 6/15/2011
From (4.01%, $30K) to (3.01%, $30K) on 20 July 2011... reported by Floydian at FWF. I see another wave of RCA rate drops by July 2011... Note: Corrected effective date due to Pearl's information.
2011
- 2/11 - Northstar Bank (TX) RCA Rate Increased To 4.01%APY From 3.51% Effective 3/17/11 (Forum)
- 2/9 - The Best Reward Checking Accounts for Large Balances
2010
- 12/20 - Competitive Short-Term CD and Reward Checking Rates at Northstar Bank of Texas - Local Only
- 8/4 - Competitive CD and Reward Checking Rates at Northstar Bank of Texas - Local Only
2009
See Rates for: Checking | Savings | Money Market | CD | IRA
Northstar Bank of Texas Checking Account Rates
Northstar Bank of Texas Savings Account Rates
Northstar Bank of Texas Money Market Rates
Northstar Bank of Texas CD Rates
Northstar Bank of Texas IRA Rates
Rates updated: 2/11/2012
Data for Q3 2011
Institution Statistics
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Institution Health
Overall Score:
4 out of 5 
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Great Service! Rate Changes On Mar 17, 2011
- TwinsDad - Saturday, February 12, 2011 - 2:25 PMI've banked with them for 6 months - great rates and service. Received a notice yesterday announcing the following changes effective Mar 17, 2011:
- Rate will be increased from 3.51% APY to 4.01% APY
- High interest rate balance cap will be lowered from 50k to 30k and rate above the cap will decrease from 1.01% APY TO 0.5% APY
- Velocity Saver a new Savings Product that will earn 1.5% APY upto 20K when the Checking qualifications are met.
Overall still a better rate and service with the above changes.
5
Northstar Bank Of Texas
- pearlbrown - Monday, December 20, 2010 - 11:33 AMI like doing business with this bank. The people are friendly, helpful and professional. I also like that, as one might expect from a small-town bank, they are actively involved in the communities in which they are located. For example, the bank has for the last 7 years been a generous supporter of a local group which holds an annual event open to the county.
The online system is old technology and has the look and feel of something out of the late 1980's but it works reliably and consistently. Your login ID is your account number but it can be changed through a call to the Customer Service number. There is a separate signon for Estatements, which is cumbersome and that can likely be changed as well. I believe the odd-cycle issue that the previous reviewer mentioned is common to many Reward Checking accounts although some institutions offering them do have more "conventional" qualification periods coinciding with month end.
However, the Velocity Checking rate is terrific, the $50K cap is outstanding, and the required number of debit transactions is very manageable. The Bill Pay interface works well (I requested a transfer at 0700 on a Monday and it was available in the target account Wednesday at 0700).
To me, all those pluses more than offset a less-than-stellar interface and odd cycle closes and I would definitely recommend them.
4
Wonderful People
- Anonymous - Friday, May 14, 2010 - 12:58 PMWonderful people. Beautiful bank. Hated to leave them but did not like the cycle date beginning 3rd Wednesday of month. When found a little better deal with cycle date 1st day of month, went to it. Northstar was very cooperative in getting my money (over $100k) back and I apprediate that. If they chenge the cycle date, I'll be back.
4
NORTHSTAR's CUSTOMER SERVICE REPUTATION IS A JOKE
Several weeks ago my wife & I visited Northstar's Colleyville,TX branch and inquired re opening Velocity checking accounts for ourselves and for our respective elderly mothers for whom we have legal Powers of Attorney. Both my wife and I manage the financial affairs for our Moms who are in senior citizens centers and rely on us for financial and other assistance. We were told that could open accounts with the POA's (which we didn't have with us at the time) and left our information to open the joint account for ourselves and told them we would return with the POA's for the Mom's accounts.We returned a few days later to complete the paperwork for all three accounts only to be told that Northstar would not honor the Powers of Attorney and that our Mothers would have to come in in person, citing the Patriot Act protections to guard against terrorism.
WOW!! As mentioned both Mothers are in senior citizen centers, making personal appearances next to impossible and clearly highly impractical. Next their elderly status is the very reason we had Powers of Attorneys executed in the first place. We have used the POA's at other banks and business for several years without issue and find Northstar's position absurd, without logic or common sense and perhaps even illegal and/or discriminatory. Maybe they just don't like to do business with senior citizens, including ourselves.
This was one of the worst customer service experiences I have been a part of and heve shared our experience with everyone we know. TRY ANOTHER BANK - THERE'S PLENTY OF GOOD ONES OUT THERE.
Grant Whitt, Southlake,Texas