Beneficial State Bank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

beneficialstatebank.com

510-735-3531

1438 Webster Street, Suite 100
Oakland, CA 94612

Beneficial State Bank is headquartered in OAKLAND and is the 44^th largest bank in the state of California. It is also the 625^th largest bank in the nation. It was established in 2007 and as of March of 2025, it had grown to 259 employees at 9 locations. Beneficial State Bank has a B health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	58490
Year Established	2007
Employees	259
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	-0.14%
Return on Equity - YTD	-1.56%
Annual Interest Income	$24MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.88B$1.8B
Loans	Q1 2025vs Q1 2024	$1.25B$1.24B
Deposits	Q1 2025vs Q1 2024	$1.63B$1.54B
Equity Capital	Q1 2025vs Q1 2024	$176.7MM$165.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$22.8MM$26.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$25.9MM$19.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Beneficial State Bank.

Locations

Cities: Fresno, Los Angeles, Oakland, Porterville, Portland, Seattle, Visalia

Fresno Branches
Fresno Branch	170 West Shaw Avenue	Fresno, CA 93704

Los Angeles Branches
Los Angeles Branch	3626 East First Street	Los Angeles, CA 90063

Oakland Branches
One Pacificcoast Bank, FSB	1438 Webster St	Oakland, CA 94612

Porterville Branches
Finance And Thrift Branch	268 North Main Street	Porterville, CA 93257

Portland Branches
Rose City Branch	5636 N.E. Sandy Boulevard	Portland, OR 97213
Portland Branch	2002 N.E. Martin Luther King Jr Boulevard	Portland, OR 97212
Pearl Branch Office	430 Nw 10th Ave	Portland, OR 97209
Portland Branch	1101 Sw Washington Street	Portland, OR 97205

Seattle Branches
Mosler Branch	1501 E Madison St	Seattle, WA 98122

Visalia Branches
Visalia- Caldwell Branch	4025 West Caldwell Ave.	Visalia, CA 93277

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