Adventure Credit Union is headquartered in Grand Rapids and is the 38th largest credit union in the state of Michigan. It is also the 643rd largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 165 employees and 44,386 members at 11 locations. Adventure Credit Union has an A+ health rating.
Field of Membership Restrictions
Adventure Credit union is open to those who live, work, worship, or attend school in Allegan, Barry, Clinton, Eaton, Ingham, Kent, Livingston, Newaygo, Ottawa, or Shiawassee Counties in Michigan. Membership is also open to anyone with disabilities who lives in Michigan and to businesses who provide disability-related services. Employees of more than 500 Select Employer Groups in West Michigan also qualify for membership.
See current membership details
An Adventure For Sure!
DO NOT do business here. I had a car loan thru another credit union and it was either changed to Adventure or taken over by them. I was unaware of an outstanding balance of $588 (my auto deductible +??? when my car was totaled). I had no idea I owed this amount. Adventure claims they notified me in April of 2016 of this outstanding balance. I never received that notice. They never called (I have had the same phone number for many years) or sent any other notice. Then out of nowhere something shows up on my credit report in Sept 2021! FIVE YEARS LATER! The money that I never knew I owed has now grown to over $700! Today I texted them to verify my remaining balance (which I thought was $538) and I was told I owe them over $16,000!!!!!!! If you call them and leave a message, if anyone ever returns your call and you can't get to your phone they don't leave you their name or contact info so you can't call them back. I don't call any of this good customer service.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60936 |
| Year Chartered | 1936 |
| Employees | 165 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.62% |
| Return on Equity - YTD | -4.77% |
| Annual Interest Income | $7.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $646.4MM$448.1MM |
| Loans | Q1 2025vs Q1 2024 | $415MM$290.9MM |
| Deposits | Q1 2025vs Q1 2024 | $564MM$384.3MM |
| Equity Capital | Q1 2025vs Q1 2024 | $71.3MM$59.1MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $4.2MM$2.6MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $2.1MM$1.9MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
