United Community Federal Credit Union
Overview / Commentary
United Community Federal Credit Union is headquartered in West Mifflin and is the 68th largest credit union in the state of Pennsylvania. It is also the 1,628th largest credit union in the nation. It was established in 1951 and as of December of 2023, it had grown to 22 employees and 9,605 members at 3 locations. United Community Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in United Community Federal Credit Union is open to those who live, work, worship, volunteer or attend school in the Pennsylvania counties of Allegheny, Washington, or Westmoreland. Immediate family or household member of a current United Community Federal Credit Union member are also eligible to join.
See current membership details
Health
B+
Data as of Q4 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 7415 |
| Year Chartered | 1951 |
| Employees | 22 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.61% |
| Return on Equity - YTD | 5.5% |
| Annual Interest Income | $3.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2023vs Q4 2022 | $124.2MM$130.5MM |
| Loans | Q4 2023vs Q4 2022 | $48.8MM$48MM |
| Deposits | Q4 2023vs Q4 2022 | $110MM$117.1MM |
| Equity Capital | Q4 2023vs Q4 2022 | $13.7MM$12.9MM |
| Loan Loss Allowance | Q4 2023vs Q4 2022 | $169K$168K |
| Unbacked Noncurrent Loans | Q4 2023vs Q4 2022 | $27K$190K |
| Real Estate Owned | Q4 2023vs Q4 2022 | $0$0 |