Pinnacle Federal Credit Union
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135 Raritan Center Parkway Edison, NJ 08837 (732) 225-1505 www.pinnaclefcu.com ![]() |
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Pinnacle Federal Credit Union is headquartered in Edison and is the 20th largest credit union in the state of New Jersey. It is also the 1,127th largest credit union in the nation. It was established in 1962 and as of December of 2012, it had grown to 35 employees and 25,908 members. Pinnacle Federal Credit Union has a 3-star health rating.
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There's another easy-to-join credit union that is offering a 2% CD. It's Pinnacle Federal Credit Union , and the CD has a 2.00% APY and a 5-year term. It's also available as an IRA. Minimum deposit is ...
Update 2/11/09: The CD rate has fallen. Please check with the credit union for the latest rates.Pinnacle Federal Credit Union is offering a special 4.00% APY 18-month share certificate. Minimum deposit is $500. The 4% requires a checking account with...
Update 6/07/09: The top yield has fallen to 3.30% APY. Refer to the bottom of the post for the rate history.Pinnacle FCU is offering a rewards checking account that pays 3.30% APY on balances up to $30,000 (1.01% for above) and refunds ATM fees of up to...
See Rates for: Checking | Savings | Money Market | CD | IRA
Pinnacle Federal Credit Union Checking Account Rates
Pinnacle Federal Credit Union Savings Account Rates
Pinnacle Federal Credit Union Money Market Rates
Pinnacle Federal Credit Union CD Rates
Pinnacle Federal Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 1.30% | $500 | - | 60 Month IRA | |
| 1.30% | $500 | - | 60 Month Roth IRA | |
| 1.30% | $500 | - | 60 Month CESA | |
| 1.00% | $500 | - | 48 Month IRA | |
| 1.00% | $500 | - | 48 Month Roth IRA | |
| 1.00% | $500 | - | 48 Month CESA | |
| 0.70% | $500 | - | 18 Month IRA | |
| 0.70% | $500 | - | 24 Month IRA | |
| 0.70% | $500 | - | 24 Month Youth IRA | |
| 0.70% | $500 | - | 36 Month IRA | |
| 0.70% | $500 | - | 18 Month Roth IRA | |
| 0.70% | $500 | - | 24 Month Roth IRA | |
| 0.70% | $500 | - | 24 Month Youth Roth IRA | |
| 0.70% | $500 | - | 36 Month Roth IRA | |
| 0.70% | $500 | - | 18 Month CESA | |
| 0.70% | $500 | - | 24 Month CESA | |
| 0.70% | $500 | - | 24 Month Youth CESA | |
| 0.70% | $500 | - | 36 Month CESA | |
| 0.30% | $500 | - | 12 Month IRA | |
| 0.30% | $500 | - | 6 Month IRA | |
| 0.30% | $500 | - | 6 Month Roth IRA | |
| 0.30% | $500 | - | 12 Month Roth IRA | |
| 0.30% | $500 | - | 6 Month CESA | |
| 0.30% | $500 | - | 12 Month CESA |
Data for Q4 2012
Institution Statistics
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Institution Health
Overall Score:
3 out of 5
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Pinnacle FCU
- lof - Friday, June 10, 2011 - 6:27 PMExpress mailed Pinnacle a complete package of all items which were requested. Went over every detail with the representative. On my cover sheet, requested a call or email on opening account. Seven days later, rec'd in the mail, all my items plus a form stating can't open trust account. No phone call or email regarding the subject. They had stated before you could use a trust as the beneficary. I think what got me, was no phone call or email to clear-up the item.
Average User Rating:






Terrible Credit Union
I have been with Pinnacle FCU since 1993. Used to be a great Credit Union, but is 100% horrible. When I call the credit union you can clearly hear member services pick up & then hang up. They have very few people to answer calls, so you can't call the credit union if you run into any issues. I have complained about member services hanging up on calls. But no one cares or has fixed. After 8 times calling back, I finally got someone to answer. They advised phones systems & possible disgruntled employees...