Pueblo Horizons Credit Union is headquartered in Pueblo and is the 54th largest credit union in the state of Colorado. It is also the 3,068th largest credit union in the nation. It was established in 1937 and as of March of 2014, it had grown to 12 employees and 3,641 members. Pueblo Horizons Credit Union has a B+ health rating.
Must live, work, attend school or worship in Pueblo County. - See Details
Pissed of with customer service I have been getting. No return communication to my inquiries. Denied auto loans, even small personal loan despite working fulltime. Contributing to my hardship like havig to miiss work because broke no able to get fuel on one occassion. Stuck with having to get very old cheap cars since denied loans. Will definetly be closig my account with Pueblo Horizons Credit Union in the near future the sooner the better. Another reason I'm genally pissed off with this Union I called ahead of time about if I can transfer funds from my Chase Payday Debit was told yes then when I came in to attempt trabsaction was told could not or be $5.00 charge!
The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Pueblo Horizons Credit Union had $82,000 in non-current loans and owned real-estate with $3.74 million in equity and loan loss allowances on hand to cover it. This gives Pueblo Horizons Credit Union a Texas Ratio of 2.19% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
The Texas Ratio for Pueblo Horizons Credit Union experienced no significant changes from 1.02% as of March 31, 2013 to 2.19% as of March 31, 2014, resulting in a negative change of 114.42%. This indicates that the balance sheet and financial strength for Pueblo Horizons Credit Union has had no significant changes in recent periods.
In the past year, Pueblo Horizons Credit Union has increased its total deposits by $482,000, resulting in 2.03% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Pueblo Horizons Credit Union has shown is above average.
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Pueblo Horizons Credit Union has $27.94 million in assets with $3.74 million in equity, resulting in a capitalization level of 13.39%, which is excellent.
|Assets and Liabilities|
|Equity Capital||$3.61 million|
|Loan Loss Allowance||$130,000|
|Unbacked Noncurrent Loans||$27,000|
|Real Estate Owned||$55,000|
|Historic Data - March 2013|
|Equity Capital||$3.79 million|
|Loan Loss Allowance||$127,000|
|Unbacked Noncurrent Loans||$27,000|
|Real Estate Owned||$31,000|
|Profit Margin - Quarterly|
|Net Interest Margin||1.38%|
|Return on Assets||0.04%|
|Return on Equity||0.33%|
Always verify rates and promotions with the bank or credit union. We are not Pueblo Horizons Credit Union, we are a rate comparison website and can not provide official rates or promotions.
|0.10%||$25||-||Share Savings Account|
|0.10%||$25||-||Christmas Club Account|
|1.00%||$500||-||48 Month CD|
|0.80%||$500||-||36 Month CD|
|0.55%||$500||-||24 Month CD|
|0.30%||$500||-||12 Month CD|
|0.20%||$500||-||6 Month CD|
|1.00%||$500||-||48 Month IRA|
|0.80%||$500||-||36 Month IRA|
|0.55%||$500||-||24 Month IRA|
|0.30%||$500||-||12 Month IRA|
|0.20%||$500||-||6 Month IRA|
|Pueblo Horizons Credit Union Locations|
|Branch Office||1825 Hood Ave||Pueblo, CO 81003-1557|