Quantum National Bank is headquartered in Suwanee and is the 42nd largest bank in the state of Georgia. It is also the 1,927th largest bank in the nation. It was established in 1995 and as of September of 2013, it had grown to 49 employees at 2 locations. Quantum National Bank's money market rates are 36% higher than the national average, and it has a B health rating.
We have been doing business with Quantum Bank for several years. The people there are wonderful to work with and you are treated like the valued customer you are. They have always shown their appreciation for our business and they are willing to sit down and work out financial issues with you. Simply the BEST!!!
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2013 Quantum National Bank had $12.9 million in non-current loans and owned real-estate with $38.38 million in equity and loan loss allowances on hand to cover it. This gives Quantum National Bank a Texas Ratio of 33.62% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
The Texas Ratio for Quantum National Bank decreased dramatically from 48.86% as of September 30, 2012 to 33.62% as of September 30, 2013, resulting in a positive change of 31.18%.This indicates that the balance sheet and financial strength for Quantum National Bank has improved dramatically in recent periods.
In the past year, Quantum National Bank has decreased its total deposits by -$4.39 million, resulting in -1.52% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Quantum National Bank has shown is average.
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Quantum National Bank has $335.57 million in assets with $38.38 million in equity, resulting in a capitalization level of 11.44%, which is excellent.
|FDIC Certificate #||34110|
|Assets and Liabilities|
|Equity Capital||$33.88 million|
|Loan Loss Allowance||$4.50 million|
|Unbacked Noncurrent Loans||$5.08 million|
|Real Estate Owned||$7.83 million|
|Historic Data - September 2012|
|Equity Capital||$34.18 million|
|Loan Loss Allowance||$5.09 million|
|Unbacked Noncurrent Loans||$5.08 million|
|Real Estate Owned||$10.58 million|
|Profit Margin - Quarterly|
|Net Interest Margin||4.75%|
|Return on Assets||0.59%|
|Return on Equity||5.86%|
|Interest Income||$12.26 million|
Always verify rates and promotions with the bank or credit union. We are not Quantum National Bank, we are a rate comparison website and can not provide official rates or promotions.
|0.60%||$250k||-||Hi-Rate Money Market (Personal)|
|0.60%||$250k||-||Hi-Rate Money Market (Business)|
|1.55%||$1k||-||60 Month Relationship CD|
|1.40%||$1k||-||60 Month Non-Relationship CD|
|1.30%||$1k||-||48 Month Relationship CD|
|1.20%||$1k||-||36 Month Relationship CD|
|1.15%||$1k||-||48 Month Non-Relationship CD|
|1.05%||$1k||-||30 Month Relationship CD|
|1.05%||$1k||-||36 Month Non-Relationship CD|
|0.90%||$1k||-||24 Month Relationship CD|
|0.90%||$1k||-||30 Month Non-Relationship CD|
|0.75%||$1k||-||24 Month Non-Relationship CD|
|0.65%||$1k||-||18 Month Relationship CD|
|0.65%||$1k||-||18 Month Non-Relationship CD|
|0.55%||$1k||-||12 Month Relationship CD|
|0.55%||$1k||-||12 Month Non-Relationship CD|
|0.45%||$1k||-||9 Month Relationship CD|
|0.45%||$1k||-||9 Month Non-Relationship CD|
|0.35%||$1k||-||6 Month Relationship CD|
|0.35%||$1k||-||6 Month Non-Relationship CD|
|0.15%||$1k||-||3 Month Relationship CD|
|0.15%||$1k||-||3 Month Non-Relationship CD|
|1.55%||$1k||-||60 Month Relationship IRA|
|1.40%||$1k||-||60 Month Non-Relationship IRA|
|1.20%||$1k||-||36 Month Relationship IRA|
|1.05%||$1k||-||36 Month Non-Relationship IRA|
|0.90%||$1k||-||24 Month Relationship IRA|
|0.75%||$1k||-||24 Month Non-Relationship IRA|
|0.55%||$1k||-||12 Month Non-Relationship IRA|
|0.55%||$1k||-||12 Month Relationship IRA|
|Quantum National Bank Locations|
|Alpharetta Branch||2875 Bethany Road||Alpharetta, GA 30004|
|Quantum National Bank||505 Peachtree Industrial Boulevard||Suwanee, GA 30024|