Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Featured Accounts
Overview / Commentary
770-945-8300
505 Peachtree Industrial Boulevard
Suwanee, GA 30024

Quantum National Bank is headquartered in Suwanee and is the 44th largest bank in the state of Georgia. It is also the 1,950th largest bank in the nation. It was established in 1995 and as of December of 2013, it had grown to 45 employees at 2 locations. Quantum National Bank's money market rates are 25% higher than the national average, and it has a B health rating.

Related Posts



Reviews (1)

Wonderful Bank & Real People

We have been doing business with Quantum Bank for several years.  The people there are wonderful to work with and you are treated like the valued customer you are.  They have always shown their appreciation for our business and they are willing to sit down and work out financial issues with you. Simply the BEST!!!



Health

Data for Q4 2013

Institution Health

B

Texas Ratio

GRADE:
C

The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Quantum National Bank had $12.43 million in non-current loans and owned real-estate with $38.2 million in equity and loan loss allowances on hand to cover it. This gives Quantum National Bank a Texas Ratio of 32.53% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
B+

The Texas Ratio for Quantum National Bank decreased slightly from 44.84% as of December 31, 2012 to 32.53% as of December 31, 2013, resulting in a positive change of 27.45%.This indicates that the balance sheet and financial strength for Quantum National Bank has improved slightly in recent periods.

Deposit Growth

GRADE:
C+

In the past year, Quantum National Bank has decreased its total deposits by $-157,000, resulting in -0.05% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Quantum National Bank has shown is average.

Capitalization

GRADE:
A

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Quantum National Bank has $334.36 million in assets with $38.2 million in equity, resulting in a capitalization level of 11.42%, which is excellent.

Institution Statistics

Overall
FDIC Certificate #34110
Year Established1995
Employees45
Primary RegulatorOCC
Assets and Liabilities
Assets$334.36 million
Loans$275.67 million
Deposits$286.96 million
Equity Capital$33.61 million
Loan Loss Allowance$4.59 million
Unbacked Noncurrent Loans$6.03 million
Real Estate Owned$6.40 million
Historic Data - December 2012
Assets$335.53 million
Equity Capital$34.64 million
Loan Loss Allowance$5.00 million
Unbacked Noncurrent Loans$6.03 million
Real Estate Owned$9.18 million
Profit Margin - Quarterly
Net Interest Margin4.81%
Return on Assets0.91%
Return on Equity8.96%
Interest Income$16.51 million
Rates

Always verify rates and promotions with the bank or credit union. We are not Quantum National Bank, we are a rate comparison website and can not provide official rates or promotions.

Quantum National Bank Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.20%--Personal Savings

Quantum National Bank Money Market Rates

DetailsAPYMINMAXPRODUCT
0.55%$250k-Hi-Rate Money Market (Personal)
0.55%$250k-Hi-Rate Money Market (Business)

Quantum National Bank Checking Account Rates

DetailsAPYMINMAXPRODUCT
1.00%-$50kHi-Rate Checking
1.00%-$50kSenior Hi-Rate Checking
0.10%$10k-Hi-Rate Checking
0.10%$10k-Community Checking
0.10%$10k-Senior Hi-Rate Checking
0.00%--Economy Checking

Quantum National Bank CD Rates

DetailsAPYMINMAXPRODUCT
1.32%$1k-60 Month Relationship CD
1.17%$1k-60 Month Non-Relationship CD
1.07%$1k-48 Month Relationship CD
0.92%$1k-36 Month Relationship CD
0.92%$1k-48 Month Non-Relationship CD
0.82%$1k-30 Month Relationship CD
0.77%$1k-36 Month Non-Relationship CD
0.72%$1k-24 Month Relationship CD
0.67%$1k-30 Month Non-Relationship CD
0.65%$100k-15 Month CD Special
0.57%$1k-24 Month Non-Relationship CD
0.45%$1k-18 Month Relationship CD
0.45%$1k-18 Month Non-Relationship CD
0.42%$1k-12 Month Relationship CD
0.42%$1k-12 Month Non-Relationship CD
0.30%$1k-9 Month Relationship CD
0.30%$1k-9 Month Non-Relationship CD
0.25%$1k-6 Month Relationship CD
0.25%$1k-6 Month Non-Relationship CD
0.15%$1k-3 Month Relationship CD
0.15%$1k-3 Month Non-Relationship CD

Quantum National Bank IRA Rates

DetailsAPYMINMAXPRODUCT
1.32%$1k-60 Month Relationship IRA
1.17%$1k-60 Month Non-Relationship IRA
0.92%$1k-36 Month Relationship IRA
0.77%$1k-36 Month Non-Relationship IRA
0.72%$1k-24 Month Relationship IRA
0.57%$1k-24 Month Non-Relationship IRA
0.42%$1k-12 Month Non-Relationship IRA
0.42%$1k-12 Month Relationship IRA
Locations


Quantum National Bank Locations
Alpharetta Branch2875 Bethany RoadAlpharetta, GA 30004
Quantum National Bank505 Peachtree Industrial BoulevardSuwanee, GA 30024