Kinecta Federal Credit Union


Overview / Commentary
800-854-9846
1440 Rosecrans Ave
Manhattan Beach, CA 90266

Kinecta Federal Credit Union is headquartered in Manhattan Beach and is the 10th largest credit union in the state of California. It is also the 55th largest credit union in the nation. It was established in 1940 and as of March of 2025, it had grown to 661 employees and 247,214 members at 27 locations. Kinecta Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Kinecta Federal Credit Union is open to anyone through membership in the Innovision Society (one-time $10 membership fee paid by Kinecta). Membership is also open to those who live, work, or attend school in select Zip Codes in Anaheim, Lancaster, Rialto, Santa Ana or the Greater Los Angeles Area, or employees of more than 200 select employer groups.
See current membership details

Reviews (2)

Kinecta Add-On 9 Mo. CD Rate Change

Posted by: |

Visited a branch today and was advised that the current promotion for a minimum $10K add-on 4.25% CD is ending today.

Be Careful

Posted by: |

Been a member for years and watched them go steadily down hill. For example, home refi was almost complete, when they decided my retirement income didn't qualify. Oversight by the overly eager loan officer. Their rates are also less than attractive. If possible, go somewhere else.



Health
B+

Health Grade Components

Overall
NCUA #4142
Year Chartered1940
Employees661
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD4.61%
Annual Interest Income$72.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$6.57B$6.82B
LoansQ1 2025vs Q1 2024$5.56B$5.84B
DepositsQ1 2025vs Q1 2024$5.26B$5.48B
Equity CapitalQ1 2025vs Q1 2024$549.7MM$525.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$55.9MM$60.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$22.2MM$21.6MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Sorry, we do not have rate data for Kinecta Federal Credit Union.

Locations

Availability

Los Angeles Area

Interactive local rates map


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