Ardent Credit Union is headquartered in Phila and is the 18th largest credit union in the state of Pennsylvania. It is also the 492nd largest credit union in the nation. It was established in 1977 and as of March of 2025, it had grown to 111 employees and 34,416 members at 9 locations. Ardent Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Ardent Credit Union is open to those who live, work, worship, attend school, or volunteer in the Pennsylvania counties of Bucks, Chester, Delaware, Montgomery, or Philadelphia. Immediate family of existing members are also eligible.
See current membership details
Den Of Thrives
This bank closed my account and stole my money.
Melissa Delquadro blamed me for her bank's anti-customer policies and would not correct this issue.
Do not trust this greedy company.
Shame on Ardent Credit Union.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 22637 |
| Year Chartered | 1977 |
| Employees | 111 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.22% |
| Return on Equity - YTD | 2.59% |
| Annual Interest Income | $9.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $900.3MM$886.3MM |
| Loans | Q1 2025vs Q1 2024 | $577.7MM$580.7MM |
| Deposits | Q1 2025vs Q1 2024 | $725.8MM$718.4MM |
| Equity Capital | Q1 2025vs Q1 2024 | $75.2MM$68.1MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $4.2MM$4MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $4.5MM$3.3MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |