Average User Rating:2.5 star rating based on 3 reviews.
Schools Financial Credit Union
Schools Financial Credit Union Locations|
1485 Response Road, Suite 126 Sacramento, CA 95815 800-962-0990 www.schools.org  |
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Schools Financial Credit Union is headquartered in Sacramento and is the 22nd largest credit union in the state of California. It is also the 125th largest credit union in the nation. It was established in 1933 and as of December of 2012, it had grown to 267 employees and 111,515 members. Schools Financial Credit Union's savings rates are 13X the national average, and it boasts a 5-star health rating.
Schools Financial Credit Union Routing Number: 321175627
See Rates for: Checking | Savings | Money Market | CD | IRA
Schools Financial Credit Union Checking Account Rates
Schools Financial Credit Union Savings Account Rates
Schools Financial Credit Union Money Market Rates
Schools Financial Credit Union CD Rates
| Apy | Min | Max | Product | |
| 1.00% | $1k | - | 60 Month Premium Rate CD | |
| 1.00% | $500 | $50k | 60 Month Deferred Compensation CD | |
| 0.65% | $1k | - | 48 Month Premium Rate CD | |
| 0.65% | $500 | $50k | 48 Month Deferred Compensation CD | |
| 0.45% | $1k | - | 36 Month Premium Rate CD | |
| 0.45% | $500 | $50k | 36 Month Deferred Compensation CD | |
| 0.30% | $1k | - | 30 Month Premium Rate CD | |
| 0.30% | $10k | - | 30 Month Premium Rate Opt-Up CD | |
| 0.30% | $500 | $50k | 30 Month Deferred Compensation CD | |
| 0.30% | $10k | - | 30 Month Opt-Up Deferred Compensation CD | |
| 0.15% | $1k | - | 12 Month Premium Rate CD | |
| 0.15% | $200 | - | 12 Month Premium Rate College Saver | |
| 0.15% | $10k | - | 12 Month Premium Rate Add-On CD | |
| 0.15% | $500 | $50k | 12 Month Deferred Compensation CD | |
| 0.15% | $10k | - | 12 Month Add-On Deferred Compensation CD | |
| 0.10% | $1k | - | 6 Month Premium Rate CD | |
| 0.10% | $500 | $50k | 6 Month Deferred Compensation CD | |
| 0.05% | $1k | - | 3 Month Premium Rate CD | |
| 0.05% | $500 | $50k | 3 Month Deferred Compensation CD |
Schools Financial Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 1.00% | $500 | $50k | 60 Month Roth IRA | |
| 1.00% | $500 | $50k | 60 Month IRA | |
| 1.00% | $500 | $50k | 60 Month CESA | |
| 1.00% | $500 | $50k | 60 Month SEP IRA | |
| 0.65% | $500 | $50k | 48 Month Roth IRA | |
| 0.65% | $500 | $50k | 48 Month IRA | |
| 0.65% | $500 | $50k | 48 Month CESA | |
| 0.65% | $500 | $50k | 48 Month SEP IRA | |
| 0.45% | $500 | $50k | 36 Month Roth IRA | |
| 0.45% | $500 | $50k | 36 Month IRA | |
| 0.45% | $500 | $50k | 36 Month CESA | |
| 0.45% | $500 | $50k | 36 Month SEP IRA | |
| 0.30% | $500 | $50k | 30 Month Roth IRA | |
| 0.30% | $10k | - | 30 Month Opt-Up Roth IRA | |
| 0.30% | $10k | - | 30 Month Opt-Up IRA | |
| 0.30% | $500 | $50k | 30 Month IRA | |
| 0.30% | $500 | $50k | 30 Month CESA | |
| 0.30% | $10k | - | 30 Month Opt-Up CESA | |
| 0.30% | $10k | - | 30 Month Opt-Up SEP IRA | |
| 0.30% | $500 | $50k | 30 Month SEP IRA | |
| 0.15% | $500 | $50k | 12 Month Roth IRA | |
| 0.15% | $10k | - | 12 Month Add-On Roth IRA | |
| 0.15% | $10k | - | 12 Month Add-On IRA | |
| 0.15% | $500 | $50k | 12 Month IRA | |
| 0.15% | $10k | - | 12 Month Add-On CESA | |
| 0.15% | $10k | - | 12 Month Add-On SEP IRA | |
| 0.15% | $500 | $50k | 12 Month CESA | |
| 0.15% | $500 | $50k | 12 Month SEP IRA | |
| 0.10% | $500 | $50k | 6 Month Roth IRA | |
| 0.10% | $500 | $50k | 6 Month IRA | |
| 0.10% | $500 | $50k | 6 Month CESA | |
| 0.10% | $500 | $50k | 6 Month SEP IRA | |
| 0.05% | $500 | $50k | 3 Month Roth IRA | |
| 0.05% | $500 | $50k | 3 Month IRA | |
| 0.05% | $500 | $50k | 3 Month CESA | |
| 0.05% | $500 | $50k | 3 Month SEP IRA |
Rates updated: 5/17/2013
Data for Q4 2012
Institution Statistics
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Institution Health
Overall Score:
5 out of 5 
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I Made The Change...
- rjenkins - Sunday, March 6, 2011 - 5:11 PMI was always on the fence when it came to credit unions, but about five years ago when I moved to the Roseville area for a teaching job I sought out Schools in order to help me secure a car loan. The people there were friendly, and I got all the support I could ask for. At the same time, I was a long time customer of a nationally recognized bank and did not have plans to change everything over to a new company at this point in my life. However, as banks continued to make changes that seemed less and less customer friendly, I decided this past year to make the change and do all my banking through Schools Credit Union. I wish I would done this five years ago! Their customer support is great...I called in one time when there was an error and I actually spoke with a real live person within seconds of making the call unlike my old bank where it took a whole bunch of buttons being pushed, transfers, holds, etc. Their website is great too, with everything right there easy to see with no hidden mumbo jumbo. On top of this, because of their relationship with other credit unions, I can go to a different one down the street from my house and take out cash for free, where before my bank was ten minutes farther away, and if I used anyone else I got assessed fees from both the ATM and my bank! Anyway, I am so glad I made the switch to Schools. I can't imagine going back to a mega-bank!
3
Cashier Check
- teetee1 - Friday, September 16, 2011 - 6:22 AMI 've never heard of these people, a cashier check was deliver to my home for the amount of 2, 400.00 with note date or any kind of bank posted on it. I mean does stupid look written across my forehead. People are so full of scams i tore the check up. If you never had any dealings with these folks on the phone, DON'T FALL FOR IT. No one is giving away money FREE.
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Stay Away From This Bank
They have a lot of annoying fees and expensive services compared to other banks. There are a lot of fees associated with their Bill Pay service, I would highly recommend against it. Direct deposit is the only safe way to get intrest from them.