Average User Rating:4 star rating based on 1 review.
State Bank and Trust Company
State Bank and Trust Company Locations| 4219 Forsyth Road P.O. Box 4748 Macon, GA 31208 478-722-6200 www.statebt.com  |
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State Bank and Trust Company is headquartered in Macon and is the 6th largest bank in the state of Georgia. It is also the 264th largest bank in the nation. It was established in 2005 and as of March of 2012, it had grown to 576 employees at 31 locations. State Bank and Trust Company's money market rates are 48% higher than the national average, and it boasts a 5-star health rating.
Related Posts
2.25% Money Market Account at State Bank & Trust Company in Georgia - Local Only - 10/4/2009
State Bank & Trust Company is offering 2.25% APY on its money market account. The rate is guaranteed until 12/31/09. Minimum deposit is $2,500. Balances under $2,500 earn 0.50%, and there's a minimum balance of $1,000 to avoid a $5/month fee. This...
4.00% Reward Checking Account at First State Bank & Trust Company in Nebraska - 3/17/2009
Update 11/22/09: The top rate has fallen to 4.00% APY. Refer to the bottom of the post for the rate history.First State Bank & Trust Company is offering a reward checking account called First Rate Checking. The account offers the following rates and...
See Rates for: Checking | Savings | Money Market | CD | IRA
State Bank and Trust Company Checking Account Rates
State Bank and Trust Company Savings Account Rates
State Bank and Trust Company Money Market Rates
State Bank and Trust Company CD Rates
State Bank and Trust Company IRA Rates
| Apy | Min | Max | Product | |
| 1.25% | $1k | - | 55 Month IRA w/ Relationship | |
| 1.25% | $1k | - | 55 Month Roth IRA w/ Relationship | |
| 1.00% | $1k | - | 60 Month IRA | |
| 1.00% | $1k | - | 60 Month Roth IRA | |
| 0.90% | $1k | - | 48 Month IRA | |
| 0.90% | $1k | - | 48 Month Roth IRA | |
| 0.75% | $1k | - | 36 Month IRA | |
| 0.75% | $1k | - | 36 Month Roth IRA | |
| 0.70% | $1k | - | 19 Month IRA w/ Relationship | |
| 0.70% | $1k | - | 19 Month Roth IRA w/ Relationship | |
| 0.60% | $1k | - | 13 Month IRA w/ Relationship | |
| 0.60% | $1k | - | 13 Month Roth IRA w/ Relationship | |
| 0.55% | $1k | - | 24 Month IRA | |
| 0.55% | $1k | - | 24 Month Roth IRA | |
| 0.30% | $1k | - | 12 Month IRA | |
| 0.30% | $1k | - | 12 Month Roth IRA | |
| 0.20% | $1k | - | 6 Month IRA | |
| 0.20% | $1k | - | 6 Month Roth IRA | |
| 0.10% | $1k | - | 3 Month IRA | |
| 0.10% | $1k | - | 3 Month Roth IRA | |
| 0.05% | $1k | - | 30 Day IRA | |
| 0.05% | $1k | - | 30 Day Roth IRA |
Rates updated: 5/27/2012
Data for Q1 2012
Institution Statistics
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Institution Health
Overall Score:
5 out of 5 
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This Is By Far The Best Bank I Have Ever Dealt With
This is by far the best bank I have ever dealt with. I moved all of my accounts to this bank after I became fed up with my former very large bank, and I am so glad I switched. I have a checking account, debit card, and money market account with State Bank & Trust. My checking earns a small amount of interest each month. Even better, if I have at least 10 credit-based transactions on my debit card each month, I earn a high interest rate on my money market account. I never pay any fees on any of these accounts, and earn extra money through the interest payments each month. Every person I have interacted with at this bank has been extremely helpful. The tellers are very friendly and care about giving you great customer service. State Bank & Trust also provides online banking which is very convenient and easy to use. I often transfer money online between my checking and money market accounts and never have any problems. My only complaint is I wish they stayed open later on weekdays or had Saturday hours. However, that is a small issue and the superior customer service and interest rates I receive are well worth it!