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810 East 17th Avenue
Denver, CO 80218

The Bank of Denver is headquartered in Denver and is the 38th largest bank in the state of Colorado. It is also the 2,878th largest bank in the nation. It was established in 1941 and as of March of 2014, it had grown to 49 employees at 4 locations. The Bank of Denver has a B+ health rating.

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Reviews (1)

Worst Bank Ever!!!

If I could put 0 stars I would. Our account has been hacked 4 times since 2009. Then we get fees for going into overdraft because of these fraudulent charges on our account and the bank tells us we are responsible because the card is in our possession!!!& I have never been with a bank that holds you responsible when someone steals your information. It is basically like saying you can't use your card anywhere because if they steal your info you are responsible. I would never recommend anyone get an account here. Plus they do not have 24 hour assistance so we had to wait a day to report fraudulent activity on our account. They don't have convenient locations and where we live you have to drive all the way across town to make deposits or withdrawal money.


Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 The Bank of Denver had $2.87 million in non-current loans and owned real-estate with $20.23 million in equity and loan loss allowances on hand to cover it. This gives The Bank of Denver a Texas Ratio of 14.18% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for The Bank of Denver experienced no significant changes from 12.68% as of March 31, 2013 to 14.18% as of March 31, 2014, resulting in a negative change of 11.91%. This indicates that the balance sheet and financial strength for The Bank of Denver has had no significant changes in recent periods.

Deposit Growth


In the past year, The Bank of Denver has increased its total deposits by $17.61 million, resulting in 9.84% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth The Bank of Denver has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. The Bank of Denver has $216.14 million in assets with $20.23 million in equity, resulting in a capitalization level of 9.36%, which is average.

Institution Statistics

FDIC Certificate #17244
Year Established1941
Primary RegulatorFDIC
Assets and Liabilities
Assets$216.14 million
Loans$106.66 million
Deposits$196.63 million
Equity Capital$19.05 million
Loan Loss Allowance$1.17 million
Unbacked Noncurrent Loans$669,000
Real Estate Owned$2.20 million
Historic Data - March 2013
Assets$198.60 million
Equity Capital$19.01 million
Loan Loss Allowance$1.34 million
Unbacked Noncurrent Loans$669,000
Real Estate Owned$2.54 million
Profit Margin - Quarterly
Net Interest Margin3.2%
Return on Assets0.35%
Return on Equity3.95%
Interest Income$1.67 million

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The Bank of Denver Savings Account Rates

0.20%$100-CBT and GVA Union Accounts
0.15%$100-Regular Savings
0.15%$100-Business Savings

The Bank of Denver Money Market Rates

0.30%$50k$250kPersonal Money Market
0.30%$50k$250kBusiness Money Market

The Bank of Denver Checking Account Rates

0.15%$100-NOW Account

The Bank of Denver CD Rates

0.35%$1k-1 Year CD
0.35%$5k-1 Year Option CD
0.35%$95k-1 Year Jumbo CD
0.30%$95k-90 Day Jumbo CD
0.30%$95k-6 Month Jumbo CD

The Bank of Denver IRA Rates

0.75%$50-1 1/2 Year Fixed IRA
0.75%$50-1 1/2 Year Variable IRA

The Bank of Denver Locations
Leetsdale Branch530 S Holly StreetDenver, CO 80246
Golden Triangle Branch606 West Colfax AvenueDenver, CO 80204
Uptown Branch800 East 17th AvenueDenver, CO 80218
The Bank Of Denver810 East 17th AvenueDenver, CO 80218