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214-237-3170
12700 Park Central Drive, #
Dallas, TX 75251

Triumph Savings Bank, SSB is headquartered in Dallas and is the 146th largest bank in the state of Texas. It is also the 1,726th largest bank in the nation. It was established in 1981 and as of March of 2014, it had grown to 144 employees at 2 locations. Triumph Savings Bank, SSB's CD rates are 17% higher than the national average, and it has a A health rating.

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Health

Data for Q1 2014

Institution Health

A

Texas Ratio

GRADE:
B

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Triumph Savings Bank, SSB had $12.03 million in non-current loans and owned real-estate with $68.38 million in equity and loan loss allowances on hand to cover it. This gives Triumph Savings Bank, SSB a Texas Ratio of 17.59% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
A

The Texas Ratio for Triumph Savings Bank, SSB decreased dramatically from 25.62% as of March 31, 2013 to 17.59% as of March 31, 2014, resulting in a positive change of 31.35%.This indicates that the balance sheet and financial strength for Triumph Savings Bank, SSB has improved dramatically in recent periods.

Deposit Growth

GRADE:
A+

In the past year, Triumph Savings Bank, SSB has increased its total deposits by $26.97 million, resulting in 10.13% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Triumph Savings Bank, SSB has shown is excellent.

Capitalization

GRADE:
A+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Triumph Savings Bank, SSB has $383.7 million in assets with $68.38 million in equity, resulting in a capitalization level of 17.82%, which is excellent.

Institution Statistics

Overall
FDIC Certificate #23498
Year Established1981
Employees144
Primary RegulatorFDIC
Assets and Liabilities
Assets$383.70 million
Loans$285.44 million
Deposits$293.30 million
Equity Capital$65.19 million
Loan Loss Allowance$3.19 million
Unbacked Noncurrent Loans$7.34 million
Real Estate Owned$4.68 million
Historic Data - March 2013
Assets$329.16 million
Equity Capital$59.29 million
Loan Loss Allowance$2.21 million
Unbacked Noncurrent Loans$7.34 million
Real Estate Owned$4.83 million
Profit Margin - Quarterly
Net Interest Margin10.82%
Return on Assets1.94%
Return on Equity11.48%
Interest Income$9.98 million
Rates
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Triumph Savings Bank, SSB Money Market Rates

DetailsAPYMINMAXPRODUCT
0.50%$100k-Money Market Account

Triumph Savings Bank, SSB CD Rates

DetailsAPYMINMAXPRODUCT
1.52%$1k-60 Month CD
1.40%$1k-48 Month CD
1.30%$1k-36 Month CD
1.25%$1k-24 Month CD
1.20%$1k-18 Month CD
1.05%$1k-12 Month CD
0.85%$1k-9 Month CD
0.65%$1k-6 Month CD
0.42%$1k-3 Month CD

Triumph Savings Bank, SSB IRA Rates

DetailsAPYMINMAXPRODUCT
1.52%$1k-60 Month IRA
1.40%$1k-48 Month IRA
1.30%$1k-36 Month IRA
1.25%$1k-24 Month IRA
1.20%$1k-18 Month IRA
1.05%$1k-12 Month IRA
0.85%$1k-9 Month IRA
0.65%$1k-6 Month IRA
0.42%$1k-3 Month IRA
Locations


Triumph Savings Bank, SSB Locations
Triumph Savings Bank, SSB12700 Park Central Drive, Suite 1700Dallas, TX 75251
Maple Avenue Branch3500 Maple AvenueDallas, TX 75219
North Dallas Branch5220 Spring Valley Road, Suite 160Dallas, TX 75254