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12700 Park Central Drive, #
Dallas, TX 75251

Triumph Savings Bank, SSB is headquartered in Dallas and is the 132nd largest bank in the state of Texas. It is also the 1,616st largest bank in the nation. It was established in 1981 and as of June of 2014, it had grown to 163 employees at 2 locations. Triumph Savings Bank, SSB's CD rates are 22% higher than the national average, and it has a A health rating.

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Triumph Savings Bank's Competitive Rate 12- and 18-month CDs - 8/6/2014

Triumph Savings Bank, SSB, has raised the rates on its 12-month and 18-month CDs, making them especially competitive. These high attractive CDs are nationally available.

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Data for Q2 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of June 30, 2014 Triumph Savings Bank, SSB had $11.05 million in non-current loans and owned real-estate with $70.16 million in equity and loan loss allowances on hand to cover it. This gives Triumph Savings Bank, SSB a Texas Ratio of 15.75% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Triumph Savings Bank, SSB decreased dramatically from 22.57% as of June 30, 2013 to 15.75% as of June 30, 2014, resulting in a positive change of 30.22%.This indicates that the balance sheet and financial strength for Triumph Savings Bank, SSB has improved dramatically in recent periods.

Deposit Growth


In the past year, Triumph Savings Bank, SSB has increased its total deposits by $37.72 million, resulting in 13.52% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Triumph Savings Bank, SSB has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Triumph Savings Bank, SSB has $415.17 million in assets with $70.16 million in equity, resulting in a capitalization level of 16.90%, which is excellent.

Institution Statistics

FDIC Certificate #23498
Year Established1981
Primary RegulatorFDIC
Assets and Liabilities
Assets$415.17 million
Loans$313.42 million
Deposits$316.78 million
Equity Capital$66.59 million
Loan Loss Allowance$3.57 million
Unbacked Noncurrent Loans$7.59 million
Real Estate Owned$3.46 million
Historic Data - June 2013
Assets$355.28 million
Equity Capital$60.94 million
Loan Loss Allowance$2.45 million
Unbacked Noncurrent Loans$7.59 million
Real Estate Owned$4.60 million
Profit Margin - Quarterly
Return on Assets1.59%
Return on Equity9.56%
Interest Income$19.99 million
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Triumph Savings Bank, SSB Money Market Rates

0.50%$100k-Money Market Account

Triumph Savings Bank, SSB CD Rates

1.52%$1k-60 Month CD
1.40%$1k-48 Month CD
1.30%$1k-24 Month CD
1.30%$1k-36 Month CD
1.25%$1k-18 Month CD
1.10%$1k-12 Month CD
0.90%$1k-9 Month CD
0.70%$1k-6 Month CD
0.42%$1k-3 Month CD

Triumph Savings Bank, SSB IRA Rates

1.52%$1k-60 Month IRA
1.40%$1k-48 Month IRA
1.30%$1k-24 Month IRA
1.30%$1k-36 Month IRA
1.25%$1k-18 Month IRA
1.10%$1k-12 Month IRA
0.90%$1k-9 Month IRA
0.70%$1k-6 Month IRA
0.42%$1k-3 Month IRA

Triumph Savings Bank, SSB Locations
Triumph Savings Bank, SSB12700 Park Central Drive, Suite 1700Dallas, TX 75251
Maple Avenue Branch3500 Maple AvenueDallas, TX 75219
North Dallas Branch5220 Spring Valley Road, Suite 160Dallas, TX 75254