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214-237-3170
12700 Park Central Drive, #
Dallas, TX 75251

Triumph Savings Bank, SSB is headquartered in Dallas and is the 146th largest bank in the state of Texas. It is also the 1,754th largest bank in the nation. It was established in 1981 and as of December of 2013, it had grown to 141 employees at 2 locations. Triumph Savings Bank, SSB's money market rates are 14% higher than the national average, and it has a B+ health rating.

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Health

Data for Q4 2013

Institution Health

B+

Texas Ratio

GRADE:
B

The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Triumph Savings Bank, SSB had $13.8 million in non-current loans and owned real-estate with $65.98 million in equity and loan loss allowances on hand to cover it. This gives Triumph Savings Bank, SSB a Texas Ratio of 20.92% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
B+

The Texas Ratio for Triumph Savings Bank, SSB decreased slightly from 26.78% as of December 31, 2012 to 20.92% as of December 31, 2013, resulting in a positive change of 21.88%.This indicates that the balance sheet and financial strength for Triumph Savings Bank, SSB has improved slightly in recent periods.

Deposit Growth

GRADE:
A+

In the past year, Triumph Savings Bank, SSB has increased its total deposits by $59.02 million, resulting in 25.84% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Triumph Savings Bank, SSB has shown is excellent.

Capitalization

GRADE:
A+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Triumph Savings Bank, SSB has $374.25 million in assets with $65.98 million in equity, resulting in a capitalization level of 17.63%, which is excellent.

Institution Statistics

Overall
FDIC Certificate #23498
Year Established1981
Employees141
Primary RegulatorFDIC
Assets and Liabilities
Assets$374.25 million
Loans$283.58 million
Deposits$287.42 million
Equity Capital$63.06 million
Loan Loss Allowance$2.92 million
Unbacked Noncurrent Loans$9.20 million
Real Estate Owned$4.60 million
Historic Data - December 2012
Assets$301.18 million
Equity Capital$53.67 million
Loan Loss Allowance$1.93 million
Unbacked Noncurrent Loans$9.20 million
Real Estate Owned$4.75 million
Profit Margin - Quarterly
Net Interest Margin9.53%
Return on Assets1.05%
Return on Equity6.06%
Interest Income$32.56 million
Rates
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Triumph Savings Bank, SSB Money Market Rates

DetailsAPYMINMAXPRODUCT
0.50%$100k-Money Market Account

Triumph Savings Bank, SSB CD Rates

DetailsAPYMINMAXPRODUCT
1.52%$1k-60 Month CD
1.25%$1k-48 Month CD
1.20%$1k-36 Month CD
1.00%$1k-24 Month CD
0.82%$1k-12 Month CD
0.70%$1k-18 Month CD
0.50%$1k-6 Month CD
0.25%$1k-3 Month CD

Triumph Savings Bank, SSB IRA Rates

DetailsAPYMINMAXPRODUCT
1.52%$1k-60 Month IRA (Traditional,Roth)
1.25%$1k-48 Month IRA (Traditional,Roth)
1.20%$1k-36 Month IRA (Traditional,Roth)
1.00%$1k-24 Month IRA (Traditional,Roth)
0.82%$1k-12 Month IRA (Traditional,Roth)
0.70%$1k-18 Month IRA (Traditional,Roth)
0.50%$1k-6 Month IRA (Traditional,Roth)
0.25%$1k-3 Month IRA (Traditional,Roth)
Locations


Triumph Savings Bank, SSB Locations
Triumph Savings Bank, SSB12700 Park Central Drive, Suite 1700Dallas, TX 75251
Maple Avenue Branch3500 Maple AvenueDallas, TX 75219
North Dallas Branch5220 Spring Valley Road, Suite 160Dallas, TX 75254