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Overview / Commentary
7103 South Revere Parkway
Centennial, CO 80112

Trust Company of America is headquartered in Centennial and is the 13st largest bank in the state of Colorado. It is also the 1,127th largest bank in the nation. It was established in 1992 and as of March of 2014, it had grown to 165 employees at 1 location. Trust Company of America has a B+ health rating.

Reviews (1)

My Experience And Opinion

Outrageous fees and inferior customer service, would never do business with them again or recommend them.


Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Trust Company of America had $0 in non-current loans and owned real-estate with $23.72 million in equity and loan loss allowances on hand to cover it. This gives Trust Company of America a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Deposit Growth


In the past year, Trust Company of America has increased its total deposits by $33.66 million, resulting in 6.29% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Trust Company of America has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Trust Company of America has $594.91 million in assets with $23.72 million in equity, resulting in a capitalization level of 3.99%, which is poor.

Institution Statistics

FDIC Certificate #33639
Year Established1992
Primary RegulatorFDIC
Assets and Liabilities
Assets$594.91 million
Deposits$569.02 million
Equity Capital$23.72 million
Loan Loss Allowance$0
Real Estate Owned$0
Historic Data - March 2013
Assets$586.72 million
Equity Capital$45.39 million
Loan Loss Allowance$0
Real Estate Owned$0
Profit Margin - Quarterly
Net Interest Margin2.09%
Return on Assets1.1%
Return on Equity31.02%
Interest Income$2.70 million

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Trust Company of America Locations
Trust Company Of America7103 South Revere ParkwayCentennial, CO 80112