Average User Rating:3.5 star rating based on 10 reviews.
University of Iowa Community Credit Union
University of Iowa Community Credit Union Locations|
825 Mormon Trek Blvd Iowa City, IA 52246 (800) 397-3790 www.uiccu.org  |
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University of Iowa Community Credit Union is headquartered in Iowa City and is the 2nd largest credit union in the state of Iowa. It is also the 87th largest credit union in the nation. It was established in 1938 and as of December of 2012, it had grown to 242 employees and 102,383 members. University of Iowa Community Credit Union's savings rates are 73% higher than the national average, and it boasts a 5-star health rating.
Related Posts
Rewards Checking Rate And Balance Cap Cuts At University Of Iowa Community Credit Union (Forum) - 5/4/2013
I was just notified by an official from the University of Iowa Community Credit Union that they will be lowering their rewards checking account rate and balance cap effective June 1, 2013. The changes include: Top rate falling from 3.00% APY to 2.75% AP
University Of Iowa CCU 19-Month CD 1.75%APY, Also 25 Bp IRA Rate Booster (Forum) - 3/4/2013
In celebration of its 75th year of service, the credit union is offering a couple of great deals. The first one is a special 19-month CD earning 1.75% APY. Minimum to open is $1k, amounts over $100k earn 1.85% APY, and amounts over $250k ea
UICCC Subtle Changes (Forum) - 10/22/2012
Maybe it was done earlier but few people noticed: The RCA ACH requirement is now at $100 minimum. Further, they covertly changed my account from RCA to no-fee checking after 2-3 months of not meeting RCA requirements. Thanks UICCC for the sil
University Of Iowa: Lower CD Special Rates Effective 9/1/12 (Forum) - 8/31/2012
The online rate sheet at their site has been updated to show rates on their CD specials which are .25% lower effective 9/1/12 than when they were first discussed two weeks ago: Ken's post The new rates: 10 mo special 1% (was 1
2012
- 8/16 - New CD Rate Specials at University of Iowa Community Credit Union - Local Only
- 6/20 - University Of Iowa CCU RCA Rate Change Eff 7/1/12 (Forum)
- 6/4 - $50 Checking Account Bonus In Eastern Iowa (Forum)
- 5/22 - Early CD Withdrawal Policy Info on depositaccounts.com (Forum)
- 5/21 - Top CD Rates at University of Iowa Community Credit Union - Local Only
2011
- 7/30 - University Of Iowa Community Credit Union Dropped RCA Rate... (Forum)
- 5/5 - Top 4-Year CD Rate at University of Iowa Community Credit Union - Local Only
- 4/10 - 16- Month Special CD /IRA CD 2.5%. Min 1000 (Forum)
- 3/1 - Higher CD and Reward Checking Account Rates at University of Iowa Community Credit Union - Local Only
- 2/22 - Rate Increase! UICCU's Reward Checking Yield To Rise From 4% To 4.25% (Forum)
- 2/2 - Top CD and IRA CD Rates at University of Iowa Community Credit Union - Local Only
2010
- 8/16 - Special 25-Month & 13-Month CD Rates at University of Iowa Community Credit Union - Local Only
- 8/14 - University Of IOWA Community Credit Union Special CD Rates (Forum)
- 3/5 - You Neglect To Mention That You Have To Have $250K In The Bank To Get This Rate (Forum)
- 2/3 - EXPIRED: Hot 25-Month CD Special at University of Iowa Community CU - Local Only
- 1/3 - 2.55% 25-Month CD at University of Iowa Community CU - Local Only
2008
See Rates for: Checking | Savings | Money Market | CD | IRA
University of Iowa Community Credit Union Checking Account Rates
University of Iowa Community Credit Union Savings Account Rates
University of Iowa Community Credit Union Money Market Rates
University of Iowa Community Credit Union CD Rates
University of Iowa Community Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 1.95% | $250k | - | 50 Month IRA Special | |
| 1.95% | $250k | - | 50 Month Roth IRA Special | |
| 1.95% | $250k | - | 50 Month CESA Special | |
| 1.95% | $250k | - | 50 Month SEP IRA Special | |
| 1.60% | $100 | - | 49 - 60 Month IRA | |
| 1.60% | $100 | - | 49 - 60 Month Roth IRA | |
| 1.60% | $100 | - | 49 - 60 Month CESA | |
| 1.60% | $100 | - | 49 - 60 Month SEP IRA | |
| 1.40% | $100 | - | 37 - 48 Month IRA | |
| 1.40% | $100 | - | 37 - 48 Month Roth IRA | |
| 1.40% | $100 | - | 37 - 48 Month CESA | |
| 1.40% | $100 | - | 37 - 48 Month SEP IRA | |
| 1.10% | $100 | - | 25 -36 Month CESA | |
| 1.10% | $100 | - | 25 -36 Month IRA | |
| 1.10% | $100 | - | 25 -36 Month Roth IRA | |
| 1.10% | $100 | - | 25 -36 Month SEP IRA | |
| 0.90% | $100 | - | 13 - 24 Month IRA | |
| 0.90% | $100 | - | 13 - 24 Month Roth IRA | |
| 0.90% | $100 | - | 13 - 24 Month CESA | |
| 0.90% | $100 | - | 13 - 24 Month SEP IRA | |
| 0.70% | $100 | - | 7 - 12 Month IRA | |
| 0.70% | $100 | - | 7 - 12 Month Roth IRA | |
| 0.70% | $100 | - | 7 - 12 Month CESA | |
| 0.70% | $100 | - | 7 - 12 Month SEP IRA | |
| 0.35% | $100 | - | 3 - 6 Month IRA | |
| 0.35% | $100 | - | 3 - 6 Month Roth IRA | |
| 0.35% | $100 | - | 3 - 6 Month CESA | |
| 0.35% | $100 | - | 3 - 6 Month SEP IRA |
Rates updated: 5/18/2013 * Not all products updated
Data for Q4 2012
Institution Statistics
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Institution Health
Overall Score:
5 out of 5 
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Very Happy With UICCU
- bbartlet - Thursday, May 24, 2012 - 9:23 AMI've been with UICCU ever since I was in school at the University back in '03. The rate on the Rewards Checking has been great, usually the highest I can find anywhere, and I don't feel that what they ask to get the rate is unreasonable. The paperless statements are also less hassle, and the direct deposit was something I wanted anyway. I have been burned by the slow posting transactions before as well, but was given the interest after explaining the situation. The second time, it was simply because I had forgotten to use the card enough times, and I can hardly blame that on them (although I was unaware of the $5 minimum average). I've been MORE than happy with the service that I've received as a customer and have kept my money at UICCU despite the fact that I no longer even live in Iowa City.
4
Not So Rewarding Rewards Checking Account
- numberten - Tuesday, October 4, 2011 - 5:18 PM5* for still one of the best rates; 0* for innumberable hoops that they make you jump through to get it. Like one other poster, I got burned the first time for late posting of one transaction (they grudgingly made good on the interest that month); the second time I got burned because of one small Debit Card charge; I had 12 ATM Debits > $5 but I didn't realize that the 13th transaction, being of small amount, brought the average of 13 ATM Debit transactions down below $5 ($4.98) (I would have made it if I had done only the twelve transactions!). For crying out loud, I have a Phd in CSE but I cannot keep up with these horrendous requirements and this slow learning-by-getting-burned every month. I may not be able to pull my money out immediately due to their CD bonus rate but this is definitely a royal PITA. The first chance I get I am moving my money out!
4
Great Account! Includes A Best Rate Guarantee On Cds Too
- Anonymous - Friday, December 4, 2009 - 10:45 PMGreat account! Includes a best Rate Guarantee on CDs too.
4
ATM DEPOSITS
- 2309 - Saturday, November 12, 2011 - 12:18 PMA week ago I used UICC's outside ATM to deposit a check thinking that my account would be ok . Then after reviewing my account online I found that they withdrew my check because they said a check wasnt in the envelope. My fiancee and I clearly put the check into the envelope and sealed it shut and wrote in red ink. Between their atm machine and the employees recieving the envelope the check was lost and now im out x amount of dollars (shaking my head). NEVER use their atm machines to deposit anything !!!
3
Long Term Member
- LTmember - Monday, May 6, 2013 - 10:33 AMThe Rewards Account is consistently the best in market, and I can’t think of any other place where I can earn more on my checking than I would pay on my equity loan. Been a member for 20 plus years and love what they do for me and the community.
1
1St And 2Nd Mortgage **** Ups...
- moonjewels - Thursday, October 18, 2012 - 7:47 PMWe got a good rate on our mortgage but every month they take money out of my husbands checking acct they never know how to seperate the moneys for the 1st and 2nd mortgage. We've been with these guys for 1 1/2 yrs and we've had to deal with it so much. My husband has to directly go to the office just to argue with them about YES I did pay my 2nd mortgage. Grr...it's so frusterating they can't figure it out. Also, they aren't customer service orientated either.
1
Touch Tone Teller
- jessejames - Thursday, September 27, 2012 - 9:33 AMThe touch tone teller voice speaks way too fast to follow when checking my accounts!!! Other than that we're happy with most everything else.
1
Come To Des Moines
- Tom54321 - Wednesday, November 23, 2011 - 9:09 AMGreat rates. Always competitive on the deposit and loan side. No origination fees on mortgages. I just wish they had branches over here in Des Moines. Bring it west UICCU.
1
Great Account!
- slq - Saturday, August 27, 2011 - 11:52 AMI have had the rewards checking account shortly after the credit union introduced it. It has been a wonderful account. Staff explained the features of this product in great detail, inlcuding the posting of the minimum of 12 "credit" transactions each month. If you truly use this account as your primary checking account, there is no reason you can't meet the minimum number of transactions. The rates have continued to be very competitive. I have been very satisfied with this account. They must be doing something right to be the #1 credit union in the US in member giveback, thank you!
1
Nationwide Savings Accounts
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* All banks listed are a Member FDIC.
Not So Rewarding Checking
While the U of Iowa Credit Union currently has some of the best rates available for their Rewards Checking account, beware of all of the hoops they make you jump through to get that rate. One of the many stipulations is using the account's debit card 12 times a month (a reasonable request). However, I've now been burned twice by slow posting transactions that mysteriously happen at the end of the month. This is blamed on the merchant of course, despite the fact that the credit union processes the funds hold the moment the card is swiped. Their customer service rep actually credited the lost interest to my account the first time this happened about a year ago. Unfortunately, the customer service rep I encountered this time was rude, snappy and lectured me about how the banking system works (thanks, but I have Google too). Therefore I decided to exercise what little power we consumers have and am sharing this experience with you in the hope that it might help someone else. Bottom line if you have a U of I rewards checking account (or two in my case), make sure your 12 transactions have posted prior to the end of the month so your great rate doesn't drop to near zero for that month.
I would give the account 5 stars for the rate, one star for the Byzantine requirements to get that rate and two stars for the sad state of their customer service, which used to be stellar. At least they picked up the phone quickly.