Average User Rating:3.5 star rating based on 7 reviews.
University of Iowa Community Credit Union
University of Iowa Community Credit Union Locations| 500 Iowa Avenue Iowa City, IA 52240 (800) 397-3790 www.uiccu.org  |
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University of Iowa Community Credit Union is headquartered in Iowa City and is the 2nd largest credit union in the state of Iowa. It is also the 111st largest credit union in the nation. It was established in 1938 and as of December of 2011, it had grown to 220 employees and 90,244 members. University of Iowa Community Credit Union's savings rates are 73% higher than the national average, and it boasts a 5-star health rating.
Related Posts
Early CD Withdrawal Policy Info on depositaccounts.com (Forum) - 5/22/2012
If a blog post about CD rates doesn't mention early withdrawal policies, does that mean early withdrawl is not an option? Does despositaccounts.com have early withdrawal info somewhere that I'm not seeing other than what is discussed in blog posts?
Top CD Rates at University of Iowa Community Credit Union - Local Only - 5/21/2012
University of Iowa Community Credit Union has come out with a new 5-year CD special. This is in addition to two other CD specials that have been available for some time. All have very competitive rate ...
University Of Iowa Community Credit Union Dropped RCA Rate... (Forum) - 7/30/2011
from (4.25%, $25K) to (3.75%, $25K); effective 8/1/11. I was about to fund this account yesterday, luckily I held my check:D Advantage: Still not a bad rate at all. Disadvantagess: 1. Not in shared branch. 2. A minimum of $100 ACH deposit. 3.
Top 4-Year CD Rate at University of Iowa Community Credit Union - Local Only - 5/5/2011
University of Iowa Community Credit Union has changed its CD and IRA CD special. Its 16-month CD special has changed to a 4-year CD special. Like the old one, this new special is very competitive with ...
2011
- 4/10 - 16- Month Special CD /IRA CD 2.5%. Min 1000 (Forum)
- 3/1 - Higher CD and Reward Checking Account Rates at University of Iowa Community Credit Union - Local Only
- 2/22 - Rate Increase! UICCU's Reward Checking Yield To Rise From 4% To 4.25% (Forum)
- 2/2 - Top CD and IRA CD Rates at University of Iowa Community Credit Union - Local Only
2010
- 8/16 - Special 25-Month & 13-Month CD Rates at University of Iowa Community Credit Union - Local Only
- 8/14 - University Of IOWA Community Credit Union Special CD Rates (Forum)
- 3/5 - You Neglect To Mention That You Have To Have $250K In The Bank To Get This Rate (Forum)
- 2/3 - EXPIRED: Hot 25-Month CD Special at University of Iowa Community CU - Local Only
- 1/3 - 2.55% 25-Month CD at University of Iowa Community CU - Local Only
2008
See Rates for: Checking | Savings | Money Market | CD | IRA
University of Iowa Community Credit Union Checking Account Rates
University of Iowa Community Credit Union Savings Account Rates
University of Iowa Community Credit Union Money Market Rates
University of Iowa Community Credit Union CD Rates
University of Iowa Community Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 2.55% | $250k | - | 60 Month CESA Special | |
| 2.55% | $250k | - | 60 Month IRA Special | |
| 2.55% | $250k | - | 60 Month Roth IRA Special | |
| 2.55% | $250k | - | 60 Month SEP IRA Special | |
| 2.20% | $250k | - | 35 Month IRA Special | |
| 2.20% | $250k | - | 35 Month Roth IRA Special | |
| 2.20% | $250k | - | 35 Month CESA Special | |
| 2.20% | $250k | - | 35 Month SEP IRA Special | |
| 2.15% | $100 | - | 49 - 60 Month IRA | |
| 2.15% | $100 | - | 49 - 60 Month Roth IRA | |
| 2.15% | $100 | - | 49 - 60 Month CESA | |
| 2.15% | $100 | - | 49 - 60 Month SEP IRA | |
| 2.00% | $100 | - | 37 - 48 Month IRA | |
| 2.00% | $100 | - | 37 - 48 Month Roth IRA | |
| 2.00% | $100 | - | 37 - 48 Month CESA | |
| 2.00% | $100 | - | 37 - 48 Month SEP IRA | |
| 1.70% | $250k | - | 22 Month IRA Special | |
| 1.70% | $250k | - | 22 Month Roth IRA Special | |
| 1.70% | $250k | - | 22 Month CESA Special | |
| 1.70% | $250k | - | 22 Month SEP IRA Special | |
| 1.30% | $100 | - | 25 -36 Month CESA | |
| 1.30% | $100 | - | 25 -36 Month IRA | |
| 1.30% | $100 | - | 25 -36 Month Roth IRA | |
| 1.30% | $100 | - | 25 -36 Month SEP IRA | |
| 1.15% | $100 | - | 13 - 24 Month IRA | |
| 1.15% | $100 | - | 13 - 24 Month Roth IRA | |
| 1.15% | $100 | - | 13 - 24 Month CESA | |
| 1.15% | $100 | - | 13 - 24 Month SEP IRA | |
| 0.85% | $100 | - | 7 - 12 Month IRA | |
| 0.85% | $100 | - | 7 - 12 Month Roth IRA | |
| 0.85% | $100 | - | 7 - 12 Month CESA | |
| 0.85% | $100 | - | 7 - 12 Month SEP IRA | |
| 0.35% | $100 | - | 3 - 6 Month IRA | |
| 0.35% | $100 | - | 3 - 6 Month Roth IRA | |
| 0.35% | $100 | - | 3 - 6 Month CESA | |
| 0.35% | $100 | - | 3 - 6 Month SEP IRA |
Rates updated: 5/27/2012
Data for Q4 2011
Institution Statistics
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Institution Health
Overall Score:
5 out of 5 
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Great Account! Includes A Best Rate Guarantee On Cds Too
- Anonymous - Friday, December 4, 2009 - 10:45 PMGreat account! Includes a best Rate Guarantee on CDs too.
4
Very Happy With UICCU
- bbartlet - Thursday, May 24, 2012 - 9:23 AMI've been with UICCU ever since I was in school at the University back in '03. The rate on the Rewards Checking has been great, usually the highest I can find anywhere, and I don't feel that what they ask to get the rate is unreasonable. The paperless statements are also less hassle, and the direct deposit was something I wanted anyway. I have been burned by the slow posting transactions before as well, but was given the interest after explaining the situation. The second time, it was simply because I had forgotten to use the card enough times, and I can hardly blame that on them (although I was unaware of the $5 minimum average). I've been MORE than happy with the service that I've received as a customer and have kept my money at UICCU despite the fact that I no longer even live in Iowa City.
3
ATM DEPOSITS
- 2309 - Saturday, November 12, 2011 - 12:18 PMA week ago I used UICC's outside ATM to deposit a check thinking that my account would be ok . Then after reviewing my account online I found that they withdrew my check because they said a check wasnt in the envelope. My fiancee and I clearly put the check into the envelope and sealed it shut and wrote in red ink. Between their atm machine and the employees recieving the envelope the check was lost and now im out x amount of dollars (shaking my head). NEVER use their atm machines to deposit anything !!!
3
Not So Rewarding Rewards Checking Account
- numberten - Tuesday, October 4, 2011 - 5:18 PM5* for still one of the best rates; 0* for innumberable hoops that they make you jump through to get it. Like one other poster, I got burned the first time for late posting of one transaction (they grudgingly made good on the interest that month); the second time I got burned because of one small Debit Card charge; I had 12 ATM Debits > $5 but I didn't realize that the 13th transaction, being of small amount, brought the average of 13 ATM Debit transactions down below $5 ($4.98) (I would have made it if I had done only the twelve transactions!). For crying out loud, I have a Phd in CSE but I cannot keep up with these horrendous requirements and this slow learning-by-getting-burned every month. I may not be able to pull my money out immediately due to their CD bonus rate but this is definitely a royal PITA. The first chance I get I am moving my money out!
2
Come To Des Moines
- Tom54321 - Wednesday, November 23, 2011 - 9:09 AMGreat rates. Always competitive on the deposit and loan side. No origination fees on mortgages. I just wish they had branches over here in Des Moines. Bring it west UICCU.
1
Great Account!
- slq - Saturday, August 27, 2011 - 11:52 AMI have had the rewards checking account shortly after the credit union introduced it. It has been a wonderful account. Staff explained the features of this product in great detail, inlcuding the posting of the minimum of 12 "credit" transactions each month. If you truly use this account as your primary checking account, there is no reason you can't meet the minimum number of transactions. The rates have continued to be very competitive. I have been very satisfied with this account. They must be doing something right to be the #1 credit union in the US in member giveback, thank you!
1
Featured Accounts
Nationwide Savings Accounts
Not So Rewarding Checking
While the U of Iowa Credit Union currently has some of the best rates available for their Rewards Checking account, beware of all of the hoops they make you jump through to get that rate. One of the many stipulations is using the account's debit card 12 times a month (a reasonable request). However, I've now been burned twice by slow posting transactions that mysteriously happen at the end of the month. This is blamed on the merchant of course, despite the fact that the credit union processes the funds hold the moment the card is swiped. Their customer service rep actually credited the lost interest to my account the first time this happened about a year ago. Unfortunately, the customer service rep I encountered this time was rude, snappy and lectured me about how the banking system works (thanks, but I have Google too). Therefore I decided to exercise what little power we consumers have and am sharing this experience with you in the hope that it might help someone else. Bottom line if you have a U of I rewards checking account (or two in my case), make sure your 12 transactions have posted prior to the end of the month so your great rate doesn't drop to near zero for that month.
I would give the account 5 stars for the rate, one star for the Byzantine requirements to get that rate and two stars for the sad state of their customer service, which used to be stellar. At least they picked up the phone quickly.