Vantage Point Bank

Vantage Point Bank
- tweiss1 - Wednesday, November 2, 2011 - 11:28 AM

Very bad experience-

Higher than promised interest rate and closing cosys approx 20% higher than most banks.

They come across as being very nice but watch out-

 

I encourage you to shop and compare closing costs- VPB charged me approx $2,000 for processing and administration fees. While other lenders charged approx $699.00.

Shop and compare be smart!!

 

Vantage Point Bank
- MWilson - Tuesday, April 10, 2012 - 11:44 AM

My experience with Vantage Point was great. Excellent service and really fast closing. My closing costs were within $7 of what I was told they would be and the rate was actually 1/8 % lower.  Yes, their costs on a couple of items were higher than some other but other costs were lower. Overall thier closing costs were very competitive and my mortgage originator was most professional

Worst Experience Ever!
- darcy34 - Monday, August 13, 2012 - 8:16 PM

We got pre-approved by an agent in Chicago. Then he asked me to wire money to his personal chase account for "escrow." I called hq, and he was fired. But that didn't stop the fraud on our accounts. And I asked vantage point to make it right by paying for credit monitoring or some other compensation. They refused. If you dont believe me, comment on this post. I have the emails to prove it and will be alerted when you comment. I talked to the broker manager and the h/r director. Both washed their hands of it.

One Star Is Too High For These Deadbeats
- garygilbert - Tuesday, October 2, 2012 - 12:40 PM

My company rebuilt their tellers desk in Horsham. I was asked to perform the work on a rush basis as they were opening soon. I met originally with the president of the company who released us to do the work. He was then fired but I was assured personally by David Bezar, one of the corporate execs. that there was no problem, we would be paid. We did our work and sent a bill.  

Not only have we not been paid, but they said that they had to repair our work equalling the sum of our contract. That's a bold faced lie. We were never contacted to do any repairs, which we would have done immediately had there really been anything to repair, but on three occasions I offered to meet with the president of the company, Dan O'Brien who has yet to respond. He said he would send photos but never did. He won't take phone calls. David Bezar won't take phone calls.

These people are a disgrace. I suggest that anyone thinking of using this bank turn and run away as fast as possible. They are lies, cheats & should be in jail for theft.

I Think They Were Great
- CClemons - Monday, August 20, 2012 - 12:34 PM

I had no problems at all with this bank.  My service was just right, the costs were not as much as some have here...I am saving on my Monthly payments because of them they saved me and my family in a big way and they were quick on getting everything done promptly.  I know some have bad experiences but sometimes it is the customer who doesn't get approved and write things like this down so consumers be weary of them I cannot believe this company was bad 

Helped Me When No One Else Could!
- mwd1013 - Thursday, July 5, 2012 - 3:11 PM

My experience with VPB has been good up to the point of making payments. They delivered on a lower rate than originally offered and closing was relatively painless and within the cost range expected. My loan officer and those he coordinated my loan with were very responsive and helpful. Now as far as making payments, at first i was told and noted in the closing documents that my mortgage would be managed by another company. While waiting for info from that company on 1st payment detail I was notified that 1st payment needed to go to VPB. So, I'm still not sure where my 2nd payment will go but am told it will be clarified soon. Waiting.....!!!

Smooth Closing With Brian Palombo
- equityone - Thursday, October 25, 2012 - 3:56 PM

  - Highly likely to recommend Closed refinance loan. Coral Way, Miami, FL

• Responsiveness:  
• Knowledgeable:  
• Helpfulness:  
• Follow Through:  

Summary: I came upon Brian after already shopping around for info/APR with other banks. By the time I spoke to Brian I was already discouraged and didn't really want to proceed with a line of credit/refinance. After speaking to him he informed me on all options to make sure I was informed enough to make a decision. He then suggested a refinance for us and explained the reasons why. Also, once the process began he always answered all questions and made sure to follow up. We highly recommend him.

RI-FI SO FAST SO SMOOTH
- PATRICKLI - Wednesday, January 2, 2013 - 10:19 AM

Just closed on my mortage with VPB couldnt ask for a smoother, faster transaction only 30 days to close from the first phone call with Peter Kline and being that i am a long Island resident and dealing with Peter and VPB in albany for never actully seeing and acutal face he made u feel very comfartable like u would if u where to sit down with a broker.  As for closing cost and fee if u really do your home work every bank u deal with charges about the same amount the diffrence between VPB and others is there is no hidden fees or expenses it is what they say give or take 10 dollars which is told to u from the first phone call. If ur looking for a easy no hasel fast and no B/S RE-FI give Peter Kline a call he help u with any question or concern u may have day or night as u go threw the process.  I truly had a excellent experince with Peter and his team and would highly recomend them to anyone!!! 

5 Star Service!
- freakchildluvsu - Monday, December 17, 2012 - 12:21 PM

Vantage Point Bank helped me out, when no one else would. They were excellent to deal with! Right on top of things, and answering questions day and night! Ended up with a lower interest rate than we originally thought. Im now saving 250.00 a month! Very Prompt, and they made things as easy as possible for me. I have referred family members, and will continue to refer anyone who needs help to them. If near the albany Area, i highly recommend Peter Klein to do business with! I am a VERY happy customer.