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Certified Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.certifiedfed.com
323-859-2250
4455 Arden Dr
El Monte, CA 91731

Certified Federal Credit Union is headquartered in El Monte and is the 69th largest credit union in the state of California. It is also the 500th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 124 employees and 65,095 members at 10 locations. Certified Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Certified Federal Credit Union is open to the following: 1) employees of Superior Grocers, Auto Club Enterprises, Albertsons/Vons/Pavilions, Bristol Farms, Cardenas, Metropolitan Water District, Bodega Ranch Markets, El Super, Gelson’s, Jons Fresh Marketplace, Lazy Acres Natural Market, Northgate Market, Smart & Final, and others; 2) those who live, work, attend school or worship in El Monte, South El Monte, Monrovia, Irwindale, Temple City, Arcadia, Granada Hills and parts of the City of Industry.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #9230
Year Chartered1954
Employees124
Primary Regulator
Profit Margin
Return on Assets - YTD1.22%
Return on Equity - YTD6.2%
Annual Interest Income$11MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$894.7MM$792.8MM
LoansQ1 2025vs Q1 2024$562.2MM$521MM
DepositsQ1 2025vs Q1 2024$707.9MM$620.9MM
Equity CapitalQ1 2025vs Q1 2024$174.3MM$152.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$9.8MM$8.9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.1MM$2.7MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Rates for Certified Federal Credit Union are currently being reviewed.

Locations


Cities: Brea, Commerce, Costa Mesa, El Monte, Fullerton, Granada Hills, Los Angeles, San Bernardino, San Diego, West Covina

Brea Branches
Branch Office200 N Puente StBrea, CA 92821-3824

Commerce Branches
Branch Office4820 S Eastern Ave Ste LCommerce, CA 90040-2933

Costa Mesa Branches
Branch Office3333 Fairview RdCosta Mesa, CA 92626

El Monte Branches
Branch Office4455 Arden DrEl Monte, CA 91731

Fullerton Branches
Branch Office1421 Manhattan AveFullerton, CA 92831-5221

Granada Hills Branches
Branch Office16830 San Fernando Mission BlvdGranada Hills, CA 91344

Los Angeles Branches
Branch Office700 N Alameda StLos Angeles, CA 90012-3352

San Bernardino Branches
Branch Office420 E Hospitality Ln Ste A6San Bernardino, CA 92408-3566

San Diego Branches
Branch Office3550 Murphy Canyon RdSan Diego, CA 92123

West Covina Branches
Branch Office1230 Lakes Dr Ste 108West Covina, CA 91790-3077

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