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800-368-9328
114 E 7th Ave
Cheyenne, WY 82001

Warren Federal Credit Union is headquartered in Cheyenne and is the largest credit union in the state of Wyoming. It is also the 453rd largest credit union in the nation. It was established in 1951 and as of March of 2014, it had grown to 136 employees and 48,326 members. Warren Federal Credit Union's savings rates are 10X the national average, and it has a B+ health rating.

Field of Membership Restrictions

It's simple to qualify for membership. An employee, member, volunteer, or retired, pensioners or annuitants of one of the companies or organizations in our Field of Membership. A family member or household member of someone who fits the Field of Membership criteria. (It is not necessary for the primary person to be our member for the related parties to join. An employee of a Base contractor who regularly works on F.E. Warren AFB. - See Details

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Reviews (3)

Vehicle Loan

This credit union is not helpful at all they have lost multipule payments of mine will be going to a different credit union! Before I have to send in my next payment I would not recomend this credit union id rather go to a bank and have a higher intrest rate then deal with warrens headaches and unorganized business.

Great Bank!

I have to say this is truly one of the best banks out there. They are friendly, reliable and are always trying to save you money. Eric Miller is great! I live in PA and he treats me like I am a local high profile customer! He is great at returning calls and keepig his word. Bill Hollman is great, he truly shows why he is in a high position! The only bad thing is that I dont get a payment book or a bill for my loan, but their service makes up for it!! I feel like family even though I live in PA!

My thanks goes out to the whole Warren FCU team!!

Chris M.

Wexford, PA

Terrible Organization

What a dysfunctional and disorganized organization! They have had my loan a month and I'm already refinancing it with a reputable organization! I hope no one has to do business with this organization in the future!



Health

Data for Q1 2014

Institution Health

B+

Texas Ratio

GRADE:
B+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Warren Federal Credit Union had $5.92 million in non-current loans and owned real-estate with $49.74 million in equity and loan loss allowances on hand to cover it. This gives Warren Federal Credit Union a Texas Ratio of 11.90% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
C+

The Texas Ratio for Warren Federal Credit Union experienced no significant changes from 9.39% as of March 31, 2013 to 11.90% as of March 31, 2014, resulting in a negative change of 26.72%. This indicates that the balance sheet and financial strength for Warren Federal Credit Union has had no significant changes in recent periods.

Deposit Growth

GRADE:
A+

In the past year, Warren Federal Credit Union has increased its total deposits by $36.85 million, resulting in 9.12% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Warren Federal Credit Union has shown is excellent.

Capitalization

GRADE:
B

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Warren Federal Credit Union has $502.56 million in assets with $49.74 million in equity, resulting in a capitalization level of 9.90%, which is above average.

Institution Statistics

Overall
NCUA #7361
Year Chartered1951
Employees136
Primary Regulator
Assets and Liabilities
Assets$502.57 million
Loans$420.47 million
Deposits$441.00 million
Equity Capital$46.21 million
Loan Loss Allowance$3.53 million
Unbacked Noncurrent Loans$5.16 million
Real Estate Owned$761,000
Historic Data - March 2013
Assets$452.38 million
Equity Capital$41.81 million
Loan Loss Allowance$3.33 million
Unbacked Noncurrent Loans$5.16 million
Real Estate Owned$806,000
Profit Margin - Quarterly
Net Interest Margin1.06%
Return on Assets1.25%
Return on Equity13.64%
Interest Income$5.56 million
Rates

Always verify rates and promotions with the bank or credit union. We are not Warren Federal Credit Union, we are a rate comparison website and can not provide official rates or promotions.

Warren Federal Credit Union Savings Account Rates

DetailsAPYMINMAXPRODUCT
4.99%$25$1kAccelerated Savings
1.25%--Christmas Club Savings
0.35%$25-Traditional IRA Share Savings
0.35%$25-Roth IRA Share Savings
0.35%$25-Roth Conversion IRA Share Savings
0.10%$25-Share Savings
0.10%$25-Club Savings

Warren Federal Credit Union Money Market Rates

DetailsAPYMINMAXPRODUCT
0.55%$100k-Ultra Money Market Account
0.45%$100k-Tiered Money Market Accounts

Warren Federal Credit Union Checking Account Rates

DetailsAPYMINMAXPRODUCT
2.00%-$15kExtreme Checking - Qualifying

Warren Federal Credit Union CD Rates

DetailsAPYMINMAXPRODUCT
1.85%$100k-60 Month CD
1.65%$100k-60 Month CD (Bump)
1.55%$100k-48 Month CD
1.35%$100k-36 Month CD
1.35%$100k-48 Month CD (Bump)
1.15%$100k-36 Month CD (Bump)
1.10%$250-30 Months Expandable CD
1.00%$100k-24 Month CD
0.85%$100k-18 Month CD
0.80%$100k-24 Month CD (Bump)
0.75%$100k-12 Month CD
0.40%$100k-6 Month CD
0.30%$100k-90 Day CD

Warren Federal Credit Union IRA Rates

DetailsAPYMINMAXPRODUCT
1.85%$100k-60 Month IRA
1.65%$100k-60 Month IRA (Bump)
1.55%$100k-48 Month IRA
1.35%$100k-36 Month IRA
1.35%$100k-48 Month IRA (Bump)
1.15%$100k-36 Month IRA (Bump)
1.00%$100k-24 Month IRA
0.85%$100k-18 Month IRA
0.80%$100k-24 Month IRA (Bump)
0.75%$100k-12 Month IRA
0.40%$100k-6 Month IRA
0.30%$100k-90 Day IRA
Locations


Warren Federal Credit Union Locations
Branch Office114 E 7th AveCheyenne, WY 82001
Branch Office2405 E Grand Ave Unit FLaramie, WY 82070
Branch Office5105 Randall Ave F.E. Warren AFBCheyenne, WY 82005
Branch Office6523 Yellowstone RdCheyenne, WY 82009
Branch Office3810 Dell Range BlvdCheyenne, WY 82009
Branch Office700 S Greeley HwyCheyenne, WY 82007-2848
Branch Office7670 5th StWellington, CO 80549
Branch Office181 W Boardwalk DrFort Collins, CO 80525-3069