Warren Federal Credit Union is headquartered in Cheyenne and is the largest credit union in the state of Wyoming. It is also the 443rd largest credit union in the nation. It was established in 1951 and as of December of 2013, it had grown to 134 employees and 47,636 members. Warren Federal Credit Union's savings rates are 10X the national average, and it has a B+ health rating.
It's simple to qualify for membership. An employee, member, volunteer, or retired, pensioners or annuitants of one of the companies or organizations in our Field of Membership. A family member or household member of someone who fits the Field of Membership criteria. (It is not necessary for the primary person to be our member for the related parties to join. An employee of a Base contractor who regularly works on F.E. Warren AFB. - See Details
I have to say this is truly one of the best banks out there. They are friendly, reliable and are always trying to save you money. Eric Miller is great! I live in PA and he treats me like I am a local high profile customer! He is great at returning calls and keepig his word. Bill Hollman is great, he truly shows why he is in a high position! The only bad thing is that I dont get a payment book or a bill for my loan, but their service makes up for it!! I feel like family even though I live in PA!
My thanks goes out to the whole Warren FCU team!!
This credit union is not helpful at all they have lost multipule payments of mine will be going to a different credit union! Before I have to send in my next payment I would not recomend this credit union id rather go to a bank and have a higher intrest rate then deal with warrens headaches and unorganized business.
What a dysfunctional and disorganized organization! They have had my loan a month and I'm already refinancing it with a reputable organization! I hope no one has to do business with this organization in the future!
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Warren Federal Credit Union had $6.81 million in non-current loans and owned real-estate with $48.33 million in equity and loan loss allowances on hand to cover it. This gives Warren Federal Credit Union a Texas Ratio of 14.09% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
The Texas Ratio for Warren Federal Credit Union experienced no significant changes from 13.75% as of December 31, 2012 to 14.09% as of December 31, 2013, resulting in a negative change of 2.49%. This indicates that the balance sheet and financial strength for Warren Federal Credit Union has had no significant changes in recent periods.
In the past year, Warren Federal Credit Union has increased its total deposits by $32.86 million, resulting in 8.37% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Warren Federal Credit Union has shown is excellent.
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Warren Federal Credit Union has $494.11 million in assets with $48.33 million in equity, resulting in a capitalization level of 9.78%, which is above average.
|Assets and Liabilities|
|Equity Capital||$44.54 million|
|Loan Loss Allowance||$3.79 million|
|Unbacked Noncurrent Loans||$6.00 million|
|Real Estate Owned||$813,000|
|Historic Data - December 2012|
|Equity Capital||$41.02 million|
|Loan Loss Allowance||$3.31 million|
|Unbacked Noncurrent Loans||$6.00 million|
|Real Estate Owned||$806,000|
|Profit Margin - Quarterly|
|Net Interest Margin||3.82%|
|Return on Assets||0.87%|
|Return on Equity||9.66%|
|Interest Income||$20.75 million|
Always verify rates and promotions with the bank or credit union. We are not Warren Federal Credit Union, we are a rate comparison website and can not provide official rates or promotions.
|1.25%||-||-||Christmas Club Savings|
|0.35%||$25||-||Traditional IRA Share Savings|
|0.35%||$25||-||Roth IRA Share Savings|
|0.35%||$25||-||Roth Conversion IRA Share Savings|
|0.55%||$100k||-||Ultra Money Market Account|
|0.45%||$100k||-||Tiered Money Market Accounts|
|1.70%||$250||-||60 Month CD|
|1.50%||$250||-||60 Month CD (Bump)|
|1.40%||$250||-||48 Month CD|
|1.20%||$250||-||48 Month CD (Bump)|
|1.15%||$250||-||36 Month CD|
|1.10%||$250||-||30 Months Expandable CD|
|0.95%||$250||-||36 Month CD (Bump)|
|0.90%||$250||-||24 Month CD|
|0.75%||$250||-||18 Month CD|
|0.70%||$100k||-||12 Month CD|
|0.70%||$250||-||24 Month CD (Bump)|
|0.40%||$100k||-||6 Month CD|
|0.30%||$100k||-||90 Day CD|
|1.70%||$250||-||60 Month IRA (Traditional,Roth)|
|1.50%||$250||-||60 Month IRA (Bump) (Traditional,Roth)|
|1.40%||$250||-||48 Month IRA (Traditional,Roth)|
|1.20%||$250||-||48 Month IRA (Bump) (Traditional,Roth)|
|1.15%||$250||-||36 Month IRA (Traditional,Roth)|
|0.95%||$250||-||36 Month IRA (Bump) (Traditional,Roth)|
|0.90%||$250||-||24 Month IRA (Traditional,Roth)|
|0.75%||$250||-||18 Month IRA (Traditional,Roth)|
|0.70%||$100k||-||12 Month IRA (Traditional,Roth)|
|0.70%||$250||-||24 Month IRA (Bump) (Traditional,Roth)|
|0.40%||$100k||-||6 Month IRA (Traditional,Roth)|
|0.30%||$100k||-||90 Day IRA (Traditional,Roth)|
|Warren Federal Credit Union Locations|
|Branch Office||114 E 7th Ave||Cheyenne, WY 82001|
|Branch Office||2405 E Grand Ave Unit F||Laramie, WY 82070|
|Branch Office||5105 Randall Ave F.E. Warren AFB||Cheyenne, WY 82005|
|Branch Office||6523 Yellowstone Rd||Cheyenne, WY 82009|
|Branch Office||3810 Dell Range Blvd||Cheyenne, WY 82009|
|Branch Office||700 S Greeley Hwy||Cheyenne, WY 82007-2848|
|Branch Office||7670 5th St||Wellington, CO 80549|
|Branch Office||181 W Boardwalk Dr||Fort Collins, CO 80525-3069|