5 star ratingAverage User Rating:
5 star rating based on 1 review.

Warren Federal Credit Union

Warren Federal Credit Union Locations
114 E. 7th Avenue
Cheyenne, WY 82001
800.368.9328
www.warrenfcu.com

Warren Federal Credit Union is headquartered in Cheyenne and is the largest credit union in the state of Wyoming. It is also the 482nd largest credit union in the nation. It was established in 1951 and as of September of 2011, it had grown to 139 employees and 39,621 members. Warren Federal Credit Union's savings rates are 2X the national average, and it has a 4-star health rating.

Warren Federal Credit Union Routing Number: 307070034

Related Posts

Top Long-Term CD & IRA CD Rates In Wyoming (Forum) - 8/21/2010

Warren Federal Credit Union has some very competitive long-term CD rates especially for a $100K minimum deposit. These include as of 8/21/2010: 3.51% APY 60-month CD  $100K min 3.00% APY 48-month CD $100K min 2.61% APY 36-month CD $100K min 2.06

4.00% 24-Month CD at Warren FCU in Wyoming - 1/14/2009

Warren FCU is listing some competitive certificate rates. These include Bump-Up Certificates with an APY of 4.00% for terms of 24 and 36 months and an APY of 4.25% for terms of 48 and 60 months. Minimum deposit is $250. I don't see any details of the...

4.01% Reward Checking Account at Warren Federal Credit Union in Wyoming - 1/14/2009

Update 10/04/09: The top rate has fallen to 4.01% APY.Warren FCU is offering a reward checking account called Extreme Checking which pays 4.01% APY on balances up to $25,000 (1.01% for above) and refunds ATM fees nationwide if the following monthly...



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See Rates for: Checking | Savings | Money Market | CD | IRA

Warren Federal Credit Union Checking Account Rates

ApyMinMaxProduct
3.01%-$25kExtreme Checking

Warren Federal Credit Union Savings Account Rates

ApyMinMaxProduct
4.99%$25$1kAccelerated Savings
1.25%--Christmas Club Savings
0.35%$25-Traditional IRA Share Savings
0.35%$25-Roth IRA Share Savings
0.35%$25-Roth Conversion IRA Share Savings
0.10%$25-Share Savings
0.10%$25-Club Savings

Warren Federal Credit Union Money Market Rates

ApyMinMaxProduct
0.70%$100k-Ultra Money Market Account
0.55%$100k-Tiered Money Market Accounts

Warren Federal Credit Union CD Rates

ApyMinMaxProduct
2.35%$100k-60 Month CD
2.11%$100k-60 Month CD (1 Bump)
1.85%$100k-48 Month CD
1.60%$100k-36 Month CD
1.60%$100k-48 Month CD (1 Bump)
1.45%$100k-30 Months Expandable CD
1.41%$100k-36 Month CD (1 Bump)
1.36%$100k-24 Month CD
1.20%$100k-18 Month CD
1.15%$100k-12 Monrh CD
1.10%$100k-24 Month CD (1 Bump)
0.65%$100k-6 Month CD
0.50%$100k-90 Day CD

Warren Federal Credit Union IRA Rates

ApyMinMaxProduct
2.35%$100k-60 Month IRA
2.35%$100k-60 Month Roth Conversion IRA
2.35%$100k-60 Month Roth IRA
2.11%$100k-60 Month IRA (1 Bump)
2.11%$100k-60 Month Roth IRA (1 Bump)
1.85%$100k-48 Month IRA
1.85%$100k-48 Month Roth Conversion IRA
1.85%$100k-48 Month Roth IRA
1.60%$100k-36 Month IRA
1.60%$100k-48 Month IRA (1 Bump)
1.60%$100k-36 Month Roth Conversion IRA
1.60%$100k-36 Month Roth IRA
1.60%$100k-48 Month Roth IRA (1 Bump)
1.41%$100k-36 Month IRA (1 Bump)
1.41%$100k-36 Month Roth IRA (1 Bump)
1.36%$100k-24 Month IRA
1.36%$100k-24 Month Roth Conversion IRA
1.36%$100k-24 Month Roth IRA
1.20%$100k-18 Month IRA
1.20%$100k-18 Month Roth Conversion IRA
1.20%$100k-18 Month Roth IRA
1.15%$100k-12 Monrh IRA
1.15%$100k-12 Monrh Roth Conversion IRA
1.15%$100k-12 Monrh Roth IRA
1.10%$100k-24 Month IRA (1 Bump)
1.10%$100k-24 Month Roth IRA (1 Bump)
0.65%$100k-6 Month IRA
0.65%$100k-6 Month Roth Conversion IRA
0.65%$100k-6 Month Roth IRA
0.50%$100k-90 Day IRA
0.50%$100k-90 Day Roth Conversion IRA
0.50%$100k-90 Day Roth IRA

Rates updated: 2/10/2012

Data for Q3 2011


Institution Statistics


WARREN
NCUA #7361
BankRate ReportView
Year Established1951
Employees139
Primary Regulator

Assets and Liabilities

Assets$399.10 million
Loans$297.56 million
Deposits$358.50 million
Equity Capital$35.70 million
Loan Loss Allowance$2.64 million
Unbacked Noncurrent Loans$4.02 million
Real Estate Owned$735,000

Historic Data - September 2010

Assets$363.13 million
Equity Capital$32.59 million
Loan Loss Allowance$2.37 million
Unbacked Noncurrent Loans$2.85 million
Real Estate Owned$706,000

Profit Margin - Quarterly

Net Interest Margin3.44%
Return on Assets0.69%
Return on Equity7.75%
Interest Income$14.15 million
Non-Interest Income$4.77 million

Institution Health


Overall Score:
4 out of 5
4
Texas Ratio4
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2011 Warren Federal Credit Union had $4.76 million in non-current loans and owned real-estate with $38.34 million in equity and loan loss allowances on hand to cover it. This gives Warren Federal Credit Union a Texas Ratio of 12.41% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend3
The Texas Ratio for Warren Federal Credit Union held steady from 10.16% as of September 30, 2010 to 12.41% as of September 30, 2011, resulting in a negative change of 22.14%. This indicates that the balance sheet and financial strength for Warren Federal Credit Union has held steady in recent periods.
Deposit Growth5
In the past year, Warren Federal Credit Union has increased its total deposits by $36.1 million, resulting in 11.2% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Warren Federal Credit Union has shown is excellent.
Capitalization3
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Warren Federal Credit Union has $399.1 million in assets with $38.34 million in equity, resulting in a capitalization level of 9.61%, which is average.
Write Review

Great Bank!
5 stars - cmuscha - Thursday, October 6, 2011 - 4:45 PM

I have to say this is truly one of the best banks out there. They are friendly, reliable and are always trying to save you money. Eric Miller is great! I live in PA and he treats me like I am a local high profile customer! He is great at returning calls and keepig his word. Bill Hollman is great, he truly shows why he is in a high position! The only bad thing is that I dont get a payment book or a bill for my loan, but their service makes up for it!! I feel like family even though I live in PA!

My thanks goes out to the whole Warren FCU team!!

Chris M.

Wexford, PA

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