Mid-State Bank and Trust is offering a 5.70% APY IRA certificate with terms from 12 to 23 months. Minimum balance is $50. Offer is good on new IRAs, rollovers, or transfers from other institutions. Offer ends December 31, 2006. This promotion is not listed at the bank's website. It was advertised in the Ventura County Star. The ad is available online here. Their phone number is 800-473-7788.
Branches are located on the Central California coast. The bank is FDIC insured.