Southwest Airlines Federal Credit Union has some high rates on its long-term certificates. The most competitive include a 5.55% APY 24-month CD, 5.70% APY 30-month CD, 5.75% APY 36-month CD and a 5.80% APY 48-month CD. The minimum deposit is $1,000. An additional 0.02% to 0.10% is available for larger deposits of $50K and $75K. These rates are also available in an IRA certificate.
Membership is open to almost 170 Select Emloyee Groups in addition to employees of Southwest Airlines. You can also be eligible via your immediate family. Please see their eligibility page for more details. Membership requires a minimum balance of $50 in the savings account.
Branches are located in the Texas cities of Dallas, Houston, Mesquite, Euless, and in Phoenix, Arizona. The credit union is federally insured by the NCUA (Charter # 22157). It has $172.2 million in assets and 29,371 members.