5.50% 9-Month / 5.50% 18-Month CD at a New Jersey CU - $100K Min (South Jersey)

South Jersey Federal Credit Union is offering a special 5.50% APY share certificate. The minimum deposit is $100,000. A yield of 5.10% APY is available for a minimum of $50k and a 4.90% APY for a minimum of $25k. There's also an 18-month Jumbo CD with the same 5.50% APY. These are available as regular and IRA share certificates.

This credit union had been offering 6% on this 9-month CD in August.

Membership is open to anyone who lives, works, worships or attends school any of the following New Jersey communities: Atlantic City, Bridgeton, Camden, Millville, Pleasantville, Salem and Vineland. You can also be eligible via select employers or via family. Please see their membership eligibility page for more details. Membership requires a one-time $10 fee and a minimum deposit of $25 into the Statement Savings account.

Branches are located in the New Jersey cities of Deptford, Camden, Pleasantville, Egg Harbor Township, Vineland and Voorhees. The credit union is federally insured by the NCUA (Charter # 3951). It has $175.8 million in assets and 39,809 members.

Tags: South Jersey Federal Credit Union, CD rates, New Jersey, IRA rates