Dedicated to Deposits: Deals, Data, and Discussion

4.39% 7-Month / 4.65% 60-Month CD at a California Bank (Pacific State).

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Update 3/22/08: The CD rates have gone down. Please check the financial institution's website for the latest rates.

Pacific State Bank is offering a special 4.39% APY 7-month CD. The bank also has some competitve long term CD rates including a 4.45% APY 48-month CD and a 4.65% APY 60-month CD. The minimum deposit is $2,500. Please see the bank's rate table for the full details.

My last post on this bank was in June 2007 when it was offering CD yields of 5.50%. Those were the good 'ole days...

It appears they require a branch visit to open the CD. I haven't called to verify. Branches are located in the California cities of Stockton, Modesto, Arnold, Tracy, Groveland, Angels Camp and Lodi.

The bank is a member FDIC (Certificate # 27090). It has a 4 out of 5 star rating (sound) at Bankrate.com.
  Tags: California, CD rates, Pacific State Bank

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