Dedicated to Deposits: Deals, Data, and Discussion

4.00% 12-Month CD at a Texas CU (Dallas Telco).

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Update 5/3/08: The CD special has ended.

Dallas Telco FCU is offering a special term share certificate with a yield as high as 4.20% APY for a 12-month term. The 4.20% APY requires a minimum deposit of $100,000. A yield of 4.10% APY is available with a $50,000 minimum, and a yield of 4.00% APY is available with a $1,000 minimum. This is also available as an IRA CD.

I last reported on this credit union in February when they had high CD rates on all terms. When I contacted the credit union in February, I was told they typically update rates on Tuesday so this CD special should last at least until then.

Membership is open to those who live, work, worship, volunteer or attend school in Dallas County. Please refer to their Who-can-join page for the full details. Membership requires a minimum deposit of $25 in the share savings account.

Branches are located in Dallas and Lancaster, Texas. The credit union is federally insured by the NCUA (Charter # 2073). It has $122 million in assets and 20,0642 members.

  Tags: CD rates, IRA rates, Texas

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