Dedicated to Deposits: Deals, Data, and Discussion

4.03% 7-Month / 3.95% 24-Month CD at a California Bank (Pacific State).

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Update 5/3/08: The CD rates have fallen. Please check the bank's website for the latest rates and specials.
Pacific State Bank is offering a special 4.03% APY 7-month CD. The bank also has a competitve rate of 3.95% APY on terms from 12 to 60 months. The minimum deposit is $2,500. Please see the bank's rate table for the full details.

I just called their toll free number (1-800-841-0110), and the banking rep said that they do require a branch visit to open accounts. I did confirm that the 4.03% special is still available. However, it may change at any day.

My last post on this bank was in February when they were offering 4.39% APY on the 7-month special and a 4.65% 60-month CD. In June 2007 they were offering CD yields of 5.50%. Those were the good 'ole days.

Branches are located in the California cities of Stockton, Modesto, Arnold, Tracy, Groveland, Angels Camp and Lodi.

The bank is a member FDIC (Certificate # 27090). It has a 4 out of 5 star rating (sound) at Bankrate.com based on 12/31/07 data.
  Tags: California, CD rates

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