4.01% 13-Month CD at a Florida Panhandle Bank (First City).

First City Bank is offering a special 4.01% APY 13-month CD. The minimum deposit is $5,000, and the maximum is just under $100,000. There are no checking account requirements or other annoying requirements that are common for special CDs. This Friday (5/16/08) is scheduled to be the last day of this offer.

This special doesn't seem to be listed at the bank's website. A reader sent me email on this, and I just called their toll free number (888-244-5151) for more details.

Branches are located in the Florida Panhandle cities of Destin, Fort Walton Beach, and Mary Esther. The bank has been FDIC insured since 1948 (FDIC Certificate # 16748).

Thanks to the reader who emailed me the info on this special CD.

Tags: First City Bank, CD rates, Florida