Peoples State Bank (MN)

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.peoplesstatebank.com

507-534-3137

100 4th Avenue S.E.
Plainview, MN 55964

Peoples State Bank (MN) is headquartered in PLAINVIEW and is the 63^rd largest bank in the state of Minnesota. It is also the 2,119^th largest bank in the nation. It was established in 1925 and as of March of 2025, it had grown to 45 employees at 6 locations. Peoples State Bank (MN)'s savings rates are 8X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	1100
Year Established	1925
Employees	45
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.15%
Return on Equity - YTD	20.55%
Annual Interest Income	$4.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$388.7MM$357.2MM
Loans	Q1 2025vs Q1 2024	$256.5MM$236.8MM
Deposits	Q1 2025vs Q1 2024	$350.5MM$314.3MM
Equity Capital	Q1 2025vs Q1 2024	$22.4MM$18.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.9MM$2.6MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$465K$594K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peoples State Bank (MN) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
4.02%^*	$5m^*	-	Peoples Preferred Savings
OTHER TIERS: 0.50% → $1k - $7.5k \| 0.90% → $7.5k - $50k \| 1.21% → $50k - $100k \| 1.75% → $100k - $200k \| 2.02% → $200k - $500k \| 2.79% → $500k - $1m \| 3.71% → $1m - $5m
1.66%^*	$20k^*	-	HSA Savings
OTHER TIERS: 1.31% → $0 - $20k
1.00%	$0	$25k	Kasasa Saver
0.65%	$0	$100k	Regular Savings
0.65%	$0	$100k	Minor Savings

Peoples State Bank (MN) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.60%^*	$100k^*	-	Money Market Checking
OTHER TIERS: 0.20% → $2.5k - $10k \| 0.30% → $10k - $25k \| 0.40% → $25k - $50k \| 0.50% → $50k - $100k

Peoples State Bank (MN) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
5.00%	$0	$25k	Kasasa Cash
0.50%^*	$250k^*	-	Express Checking with Interest
OTHER TIERS: 0.15% → $1k - $7.5k \| 0.25% → $7.5k - $50k \| 0.35% → $50k - $100k \| 0.45% → $100k - $250k

Peoples State Bank (MN) CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.16%^*	$35k^*	-	12 Month CD
OTHER TIERS: 3.24% → $250 - $10k \| 3.44% → $10k - $35k
3.55%^*	$35k^*	-	24 Month CD
OTHER TIERS: 3.34% → $250 - $10k \| 3.44% → $10k - $35k
3.55%^*	$35k^*	-	36 Month CD
OTHER TIERS: 3.34% → $250 - $10k \| 3.44% → $10k - $35k
3.24%^*	$35k^*	-	60 Month CD
OTHER TIERS: 3.03% → $250 - $10k \| 3.14% → $10k - $35k
3.03%^*	$35k^*	-	48 Month CD
OTHER TIERS: 2.83% → $250 - $10k \| 2.93% → $10k - $35k
1.51%^*	$35k^*	-	6 Month CD
OTHER TIERS: 1.41% → $2.5k - $35k
1.15%	$2.5k	-	3 Month CD
1.00%	$2.5k	-	1 Month CD

Peoples State Bank (MN) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.66%	$0	$100k	IRA Savings

Locations

Peoples State Bank (MN) Locations
Peoples State Bank Of Plainview	100 4th Ave Se	Plainview, MN 55964
Menomonie Branch	1428 Broadway St N	Menomonie, WI 54751
Elgin Branch	155 East Main	Elgin, MN 55932
Boyceville Branch	715 Highway 79	Boyceville, WI 54725
Altura Br	411 Main Street, N.W.	Altura, MN 55910

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