Overview / Commentary
Orange Bank & Trust Company is headquartered in MIDDLETOWN and is the 33rd largest bank in the state of New York. It is also the 487th largest bank in the nation. It was established in 1892 and as of March of 2025, it had grown to 210 employees at 16 locations. Orange Bank & Trust Company has an A health rating.
Reviews (1)
Orange County Bank And Trust Terrible
Orange County Bank and trust terrible
The bank is going down hill.
I am waiting to receive a new bank card since 12/30/21 and getting nothing but One excuse after another. It seems they don’t even care anymore. Than they do send me a card and a card is no good. No wonder they are losing customers.
It seems like they just don’t care. We are with them 29 yrs and to be treated like this is just wrong. It just makes me sick.
Health
A
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 12944 |
| Year Established | 1892 |
| Employees | 210 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.39% |
| Return on Equity - YTD | 17.4% |
| Annual Interest Income | $31.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $2.55B$2.44B |
| Loans | Q1 2025vs Q1 2024 | $1.83B$1.71B |
| Deposits | Q1 2025vs Q1 2024 | $2.29B$2.15B |
| Equity Capital | Q1 2025vs Q1 2024 | $209.8MM$177.1MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $26.4MM$25.5MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $6.2MM$5.8MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
