5.15% 48-Month / 4.75% 30-Month CD at a Delaware Bank (MidCoast Community)

MidCoast Community Bank is offering some competitive long-term CD rates. Below is a list of the most competitive rates:

• 4.35% APY 18-month
• 4.45% APY 24-month
• 4.75% APY 30-month
• 5.15% APY 48-month
• 5.25% APY 60-month

The minimum deposit is $500. These are available as an IRA CD and a business CD.

Money Market and Checking Deals

In addition to the CDs, the bank has some good deals on checking and money market accounts. The rates are competitive for a brick-and-mortar bank. The money market account has a yield of 3.35% APY for a minimum balance of $7,500, and the Gold Interest Checking has a yield of 3.25% APY for a minimum balance of $2,500. Note, checking accounts that have no activity for a period of 90 days will be assessed an inactivity fee of $10 monthly.

The bank is located in Wilmington, Delaware. It's a fairly new bank that was established in March 2007. It's FDIC insured (FDIC Certificate # 58498).