Dedicated to Deposits: Deals, Data, and Discussion

2.65% 15-Month CD at Pacific State Bank in California - Local Deal


Pacific State Bank is offering two competitive CD specials: a 2.65% APY 15-month CD and a 2.26% APY 9-month CD. Minimum deposit is $2,500. These rates are listed at the bank's rate table as of 4/21/09.

When I contacted the bank last year (1-800-841-0110), I was told that they do require a branch visit to open accounts. Branches are located in the California cities of Stockton, Modesto, Arnold, Tracy, Groveland, Angels Camp and Lodi.

The bank's ratings for safety and soundness have fallen since last year. It now has 2 stars (problematic) at BauerFinancial and 2 stars (below peer group) at Both ratings are based on 12/31/08 financial data. The bank has been FDIC insured since 1987 (Certificate # 27090).

Other High Certificate of Deposit Rates

For top CD rates nationally available, refer to my weekly rate summary. Many of the best CD deals are only locally available. To find the best deals in your state, refer to the index of state CD and bank deals.

  Tags: California, CD rates, Pacific State Bank

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Comment #1 by Anonymous posted on
had 2 cds , nice bank but took out money when matured as they would not keep rate at its present rate
3.81 9 months and no compounding . now new rate and i doubt that they compound . I took their free checking acct and they deposited the interest to it.too bad they dont want to play BUT no compounding is very bad