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Royal Business Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.royalbusinessbankusa.com
213-627-9888
1055 Wilshire Blvd., Suite 1200
Los Angeles, CA 90017

Royal Business Bank is headquartered in LOS ANGELES and is the 28th largest bank in the state of California. It is also the 333rd largest bank in the nation. It was established in 2008 and as of March of 2025, it had grown to 376 employees at 25 locations. Royal Business Bank has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #58816
Year Established2008
Employees376
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD2.44%
Annual Interest Income$52.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$4B$3.87B
LoansQ1 2025vs Q1 2024$3.09B$2.99B
DepositsQ1 2025vs Q1 2024$3.17B$3.07B
Equity CapitalQ1 2025vs Q1 2024$609.5MM$598.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$51.9MM$41.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$59MM$34.9MM
Real Estate OwnedQ1 2025vs Q1 2024$4.2MM$1.1MM
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Sorry, we do not have rate data for Royal Business Bank.

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