First National Bank of St. Louis is offering up to $100 for opening a checking account and a savings account. Earn $50 when you open a free checking account. Earn another $50 when you open a SaveUp Savings account at the same time. The promotion doesn't appear to be listed at the bank's website. It was advertised in today's (3/14/2010) St. Louis Post-Dispatch. The ad is available online here.
The Free Checking has a $50 minimum opening deposit, and it offers free Online Bill Pay when you choose eStatements. The SaveUp Savings Account has a $250 minimum initial deposit. A $2 monthly fee is waived when you maintain a minimum balance of $50. You can get double the interest when you set up a monthly transfer from any of our checking accounts to your SaveUp Savings Account (double interest ends 8/31/2010). I don't see the interest rates listed, so this double-interest feature may not amount to much.
It appears that a branch visit is required to open an account. Branches are located throughout the St. Louis metro area.
The bank's ratings for safety and soundness are strong: 5 stars (superior) at BauerFinancial (based on 12/31/09 data) and 4 stars (sound) at Bankrate.com (based on 9/30/09 data). The bank has been a FDIC member since 1934 (FDIC Certificate # 4534)
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