Dedicated to Deposits: Deals, Data, and Discussion
MidCoast Community Bank0.25%--6 Month CD
MidCoast Community Bank0.25%--7 Month CD
MidCoast Community Bank0.25%--8 Month CD
MidCoast Community Bank0.25%--9 Month CD
Accounts mentioned in this post. Rates as of August 23, 2014

Higher Short-Term CD Rates at MidCoast Community Bank in Delaware - Local Only


MidCoast Community Bank

Update 6/23/11: The CD rates have fallen.

MidCoast Community Bank has just made a nice bump-up in its short-term CD rates. The CDs with terms of 6 to 9 months now have a 1.35% APY. Minimum deposit is $500. These rates are listed in the bank's rates page as of 6/7/2011.

It appears that a branch visit is required to open an account. MidCoasat Community Bank branches are located in Dover and Wilmington, Delaware.

Midcoast Community Bank has an overall health score at of 4 stars (out of 5) with a Texas Ratio of 5.96% (excellent) based on March 2011 data. Please refer to our financial overview of MidCoast Community Bank for more details. The bank has been a FDIC member since 2007 (FDIC Certificate # 58498).

How These Compare

It's hard to find short-term CD rates above one percent these days. The best nationally available 6-month CD rate is 1.12% APY at AloStar Bank. The best nationwide short-term CD deal is at Ally Bank which offers a 1.14% APY 11-month no-penalty CD.

Searching for Top CD Rates

To search for nationwide CD rates and CD rates in your state, please refer to the best CD rates section of

  Tags: MidCoast Community Bank, CD rates, Delaware

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Comment #1 by Anonymous posted on
MidCoast's "pick your term" CD at 1.35% was a welcomed rate in this low interest environment, but when I called about it today I was disappointed to learn told it ended Monday, 6/20/11.  I guess they feel the small print disclaimer at the bottom of the ad is sufficient notice, but I think they should clearly and boldly state when it ends.

Comment #2 by KenBDG posted on
Thanks for the update. Sorry to see the rate cuts.