2.25% APY 5- Year CD

Empower FCU has a deal for anyone over 50 years old. Open a free checking account and have a direct deposit of a payroll or social security check and they  will give you  an extra .25% on any CD. You also get 2 free boxes of checks each year.(including shipping and handling). If you qualify for membership, this is a great deal. Check out the 50- plus club on their website. I opened a five year CD at 2.25 APY today.