EdiFi Credit Union
EdiFi Credit Union is headquartered in Willingboro and is the 11th largest credit union in the state of New Jersey. It is also the 1,132nd largest credit union in the nation. It was established in 1958 and as of March of 2025, it had grown to 75 employees and 26,315 members at 8 locations. EdiFi Credit Union has a B+ health rating.
Field of Membership Restrictions
EdiFi Credit Union is open to those who live or work in Atlantic, Burlington, Ocean, Mercer or Salem Counties of New Jersey. You're also eligible to join if you: 1) Work at an approved company or 2) Are a public school employee in the counties of Atlantic, Burlington, Cape May, and Gloucester OR an employee of select colleges and specialty schools or 3) Are a member of the New Jersey Educational Association or 4) Are a state employee or work at a select county or municipality or 5) Work at a select hospital or a health-related employer or 6) Are an immediate family member of current EdiFi members or employees.
See current membership details
The Abomination Of Credit Unions!
Steer clear and go elsewhere! Automation and Corporatization has not done this credit union well at all! I have been a member for 25 years and have been through all the changes. No good… does not get better… not optimistic. Customer Service is outsourced and is not a part of the credit union so they have limited capabilities and need to send simple requests TO THE CREDIT UNION, with turntimes quoted at 24-48 hours… but are commonly exceeding that time or never met at all! I asked for a simple bank transaction a week ago… still waiting due to lost messages, and other internal bank issues not the fault of the customer. I NOT TO MENTION THE UNPROFESSIONAL TONES AND ATTITUDES ESPECIALLY AT THE WILLINGBORO BRANCH 690 Rancocas Road! My other banking institution NOT ABCO handles the same request in 5 minutes flat, while I am still waiting on ABCO FCU to call and address the issue! Keep driving on the highway. It’s better to pay the fees of other banks. You get what you pay for! But not at this Credit Union.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 12679 |
| Year Chartered | 1958 |
| Employees | 75 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.09% |
| Return on Equity - YTD | -1.23% |
| Annual Interest Income | $2.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $251.1MM$254.9MM |
| Loans | Q1 2025vs Q1 2024 | $130.4MM$125MM |
| Deposits | Q1 2025vs Q1 2024 | $239.7MM$235.1MM |
| Equity Capital | Q1 2025vs Q1 2024 | $17.3MM$16.4MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $1.1MM$1.2MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $304K$936K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |