Money Leaks And How To Plug Them

You keep a sharp eye on your budget.  You buy ultra-low-cost index funds instead of actively managed ones, and you know that, unless you're behind the wheel of a Maserati, you can skip the premium gas. Still, you may be missing some "money leaks," those small expenses that you hardly notice but that add up over time.

Generally, they falll into three categories:  "You set it and forgot it", "You overlook cheaper options", and "You just don't get around to it".