FNBO Savings Rate Increase

Received an email from FNBO this afternoon stating that begining
Jan 2, 2013 their non-promotional online savings account APY
(currently 0.65%) will increase to 0.85%.

Their current promotional 1.35% APY savings ends 12-31-12, so this
is apparently part of their attempt to retain those of us about to
exit when this promotion ends.

Still, it's a bit more respectable non-promotional APY.