Just to update, Luther Burbank Savings
in California is continuing its special for a 5-month CD for 1.90 APY, at its yet to be opened Beverly Hiils office (operating out of their Encino office until the Beverly Hills office opens. Beverly Hills office number is: (888) 407-9904).
But in calling over there just now, I asked about other CDs. They said they have no specials going now (other than the 5-month at the BH office only). So, I inquired about their 12-month CD, and they said they are offering 1.55 APY -- which I think is crap but which actually is "competitive" at this point, so I thought I'd mention it. They said all shorter terms were offering less.
I note, you will not find their rates at their Web site -- they don't post them, never have.