Lynrocten FCU RCA 2.52%APY $1K Minimum

This 5-star DA-rated credit union's Rock Solid checking account has a minimum balance of $1000.  The account also offers a free box of checks once a year and a debit card.

There is a minimum of 6 transactions per month of debit cards or checks.

Membership is open only to SEGs (Special Employee Groups) and their family members.  The list of SEGs is not disclosed on their website, and appears to be limited to small employers in the Lynchburg VA area.