1. Sunday, February 24, 2013 - 8:42 AM
This is one of my pet peeves. I think we are programmed to take SS as late as possible because they are throwing the dice that many of us will be gone before we get to receive payments and the others who wait until 70 won't be getting it for more than 10 years or so. I would rather have 20 years of lower payments taking at 62 than the other way. I did the math on it after reading an article about the pros and cons years ago and decided "early" was better than later for us according to the difference. People should do the math before just opting for that juicy looking higher payment for "later", imo. Later isn't going to do one any good if they aren't around to collect.
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