You know you’re supposed to check your credit reports regularly, but you might not know what to look for once you have the report in front of you. Credit reports are lengthy, detailed documents that aren’t always easy to understand. But if you want to stay on top of your credit, you need to know how to read your credit report — and you need to know how to spot mistakes, inconsistencies and signs of fraud so you can correct them. A working knowledge of the weak points in your credit can also motivate you to improve on those areas and build your credit. Read more
The article includes a downloadable PDF of an annotated sample credit report, which you can use as a reference when reviewing your own. I was unable to download it successfully, but clicking on the image in the article gives you access to the info.