From Bankrate.com: http://www.bankrate.com/finance/c...t-card.asp
Capital One cards and Discover cards seem to have the lowest FTF (0%), although Discover cards are rarely accepted. It is interesting to see that NFCU has only 1% FTF. My BofA Cash Rewards card also has a 1% FTF. 3% is way too much!
Call to confirm the FTF before you use the credit card for foreign transactions.