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Consumer Finance Website Accuses Merchants Of Charging For Card Use

Thursday, May 16, 2013 - 7:37 AM
From Credit Union Times: 
A consumer financial advice website reports a large number of merchants in California and other states have begun surcharging and/or demanding minimum purchases amounts for debit card use. reported that large numbers of ARCO filling stations in California charge 35 cents for consumers to use a debit card and subsequent investigation revealed that the 35-cent charge is not a matter of individual ARCO stations charging the fee, but a matter of ARCO policy.

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pearlbrownpearlbrown1,489 posts since
Nov 2, 2010
Rep Points: 6,467
1. Thursday, May 16, 2013 - 7:42 AM
Why is there a $0.35 convenience fee for the use PIN debit cards?

"In an effort to balance the customer's need for convenience and value, PayQuick terminals are available on our islands. PayQuick is an easy way for customers to pay for their gas using cash, debit cards, PumpPass or GasPRO Plus Cards. There is a 35-cent processing fee for debit cards only, in addition to any fees your bank may charge for this service. For all other transactions there are no additional fees. This allows our customers the flexibility of using a debit card."

*This 35¢ convenience fee is the amount ARCO® and ampm® charges for debit transactions. The amount of this convenience fee may change from time to time without prior notification.
ShorebreakShorebreak2,695 posts since
Apr 6, 2010
Rep Points: 14,614
2. Thursday, May 16, 2013 - 8:51 AM
In other words, they are choosing to pass the cost through to their customers very directly. 
pearlbrownpearlbrown1,489 posts since
Nov 2, 2010
Rep Points: 6,467