1. Wednesday, March 31, 2010 - 12:18 AM
Re Anonymous #308. What I would recommend is once again contact KeyBank, and talk with a supervisor (or higher). You should at least get your $50 back, even if they still want to close the account. Also, contact Chase -- talk with a supervisor and get definite confirmation that they have actually sent out the money to KeyBank, not just taken it out of your account -- banks sometime will take the money out of your account but delay the transfer to the other bank. That is, the problem might be Chase, not KeyBank.
Also, if Chase insists they have sent it, get something in writing, and not just the withdrawal from your account.
Meanwhile, if you don't get satisfaction -- that is, get your money -- you can file a complaint against KeyBank. The are KeyBank N.A., and the Ohio Department of Commerce says for a N.A. (National Association) you should file the complaint with the federal Office of the Comptroller of the Currency, at:
Office of the Comptroller of the Currency
Customer Assistance Group
1301 McKinney Street, Suite 3450
Houston, TX 77010
1-800-613-6743
www.occ.treas.gov
The Ohio complaint form is at:
http://www.com.state.oh.us/fiin/docs/fiin_NonDepositoryComplaintForm.pdf
I note, even if it turns out to be Chase delaying the transfer, and KeyBank now has it, you still can file the complaint over the delay -- and I would recommend that you do. Also, if it was a delay, you should demand full interest for the time they held your money, and demand that in your complaint. Demand it of KeyBank, too, if they actually did get the money but didn't post it. AND demand something from them as reparations for the anxiety and general trouble they have caused you -- although you might have to sue to actually get something like that, but demand it in the complaint anyway.
Also, if Chase insists they have sent it, get something in writing, and not just the withdrawal from your account.
Meanwhile, if you don't get satisfaction -- that is, get your money -- you can file a complaint against KeyBank. The are KeyBank N.A., and the Ohio Department of Commerce says for a N.A. (National Association) you should file the complaint with the federal Office of the Comptroller of the Currency, at:
Office of the Comptroller of the Currency
Customer Assistance Group
1301 McKinney Street, Suite 3450
Houston, TX 77010
1-800-613-6743
www.occ.treas.gov
The Ohio complaint form is at:
http://www.com.state.oh.us/fiin/docs/fiin_NonDepositoryComplaintForm.pdf
I note, even if it turns out to be Chase delaying the transfer, and KeyBank now has it, you still can file the complaint over the delay -- and I would recommend that you do. Also, if it was a delay, you should demand full interest for the time they held your money, and demand that in your complaint. Demand it of KeyBank, too, if they actually did get the money but didn't post it. AND demand something from them as reparations for the anxiety and general trouble they have caused you -- although you might have to sue to actually get something like that, but demand it in the complaint anyway.
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