From SmartMoney.com/MarketWatch.com: http://www.marketwatch.com/story/3-investing-rules-to-rescue-your-retirement-2013-03-27?pagenumber=1
Good rules on cost reduction, re-balancing, bonds coverage reduction, and of course; indexing.
As for actively-managed funds and index funds, I agree it is hard to beat the indexing for the long term (lowest cost and average performance). But I still think there exist very few mutual funds that will consistently beat the "average." If not, all the fund active fund manager will be without a job. Further, it is hard to take passivity as a way to invest. I guess I will come around (to submit to indexing) one of these days. At present, I will stick with my FLPSX/FSCRX.