Heritage South Credit Union is headquartered in Sylacauga and is the 31st largest credit union in the state of Alabama. It is also the 1,365th largest credit union in the nation. It was established in 1937 and as of March of 2025, it had grown to 58 employees and 15,531 members at 7 locations. Heritage South Credit Union has a B+ health rating.
Heritage South Credit Union of Alabama is open to those who live, work, worship, or attend school in the Alabama counties of Calhoun, Chambers, Clay, Cleburne, Chilton, Coosa, Elmore, Talladega, Jefferson, Lee, Randolph, St. Clair, Shelby, or Tallapoosa.
See current membership details
Overall | |
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NCUA # | 68586 |
Year Chartered | 1937 |
Employees | 58 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.46% |
Return on Equity - YTD | 5.38% |
Annual Interest Income | $2.4MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $176.6MM$186.3MM |
Loans | Q1 2025vs Q1 2024 | $129.8MM$128.6MM |
Deposits | Q1 2025vs Q1 2024 | $159.5MM$171.3MM |
Equity Capital | Q1 2025vs Q1 2024 | $15.4MM$14.3MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $710K$751K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $484K$571K |
Real Estate Owned | Q1 2025vs Q1 2024 | $68K$395K |
Rates for Heritage South Credit Union are currently being reviewed.
Heritage South Credit Union Locations | ||
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Branch Office | 60 Gene E Stewart Blvd | Sylacauga, AL 35151 |
Branch Office | 901 N Broadway Ave | Sylacauga, AL 35150 |
Branch Office | 14 Faye S Perry drive | Childersburg, AL 35044 |
Branch Office | 2825 Moody Pkwy | Moody, AL 35004-3102 |
Branch Office | 3553 US Hwy 280 | Alexander City, AL 35010 |
Branch Office | 500 Madix Dr | Eclectic, AL 36024 |
Branch Office | 20984 AL Highway 9 | Goodwater, AL 35072-6620 |
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