Heritage South Credit Union


Overview / Commentary
256-245-4776
60 Gene E Stewart Blvd
Sylacauga, AL 35151

Heritage South Credit Union is headquartered in Sylacauga and is the 31st largest credit union in the state of Alabama. It is also the 1,365th largest credit union in the nation. It was established in 1937 and as of March of 2025, it had grown to 58 employees and 15,531 members at 7 locations. Heritage South Credit Union has a B+ health rating.

Field of Membership Restrictions

Heritage South Credit Union of Alabama is open to those who live, work, worship, or attend school in the Alabama counties of Calhoun, Chambers, Clay, Cleburne, Chilton, Coosa, Elmore, Talladega, Jefferson, Lee, Randolph, St. Clair, Shelby, or Tallapoosa.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #68586
Year Chartered1937
Employees58
Primary Regulator
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD5.38%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$176.6MM$186.3MM
LoansQ1 2025vs Q1 2024$129.8MM$128.6MM
DepositsQ1 2025vs Q1 2024$159.5MM$171.3MM
Equity CapitalQ1 2025vs Q1 2024$15.4MM$14.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$710K$751K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$484K$571K
Real Estate OwnedQ1 2025vs Q1 2024$68K$395K
Rates

Rates for Heritage South Credit Union are currently being reviewed.

Locations


Heritage South Credit Union Locations
Branch Office60 Gene E Stewart BlvdSylacauga, AL 35151
Branch Office901 N Broadway AveSylacauga, AL 35150
Branch Office14 Faye S Perry driveChildersburg, AL 35044
Branch Office2825 Moody PkwyMoody, AL 35004-3102
Branch Office3553 US Hwy 280Alexander City, AL 35010
Branch Office500 Madix DrEclectic, AL 36024
Branch Office20984 AL Highway 9Goodwater, AL 35072-6620

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