Rally Credit Union is headquartered in Corpus Christi and is the 5th largest credit union in the state of Texas. It is also the 94th largest credit union in the nation. It was established in 1955 and as of March of 2025, it had grown to 774 employees and 231,977 members at 22 locations. Rally Credit Union's money market rates are 7X the national average, and it boasts an A+ health rating.
Membership in Rally Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Aransas, Bee, Cameron, Hidalgo, Jim Wells, Kleberg, Nueces, or San Patricio.
See current membership details
The interest rate a NavyArmy has been a rock solid 3% for many years and 10 monthly debits is relatively easy to complete; however, for September, 2022 the CU increase the size of the minimum debit purchase to count for Rewards Checking is now $5.00.
Overall | |
---|---|
NCUA # | 68615 |
Year Chartered | 1955 |
Employees | 774 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.79% |
Return on Equity - YTD | 6% |
Annual Interest Income | $70.6MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2025vs Q1 2024 | $4.66B$4.4B |
Loans | Q1 2025vs Q1 2024 | $4.01B$3.73B |
Deposits | Q1 2025vs Q1 2024 | $3.88B$3.66B |
Equity Capital | Q1 2025vs Q1 2024 | $606.5MM$570.7MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $71.8MM$58.3MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $26MM$24MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $740K$337K |
Always verify rates and promotions with the bank or credit union. We are not Rally Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.50% | $0 | - | Liberty Savings | |
0.25% | $50 | - | Home Savings | |
0.25% | $50 | - | Basic Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.00%* | $250k* | - | Money Market Account | ||
OTHER TIERS: 0.50% → $0 - $50k | 0.65% → $50k - $100k | 2.50% → $100k - $250k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.01% | $0 | $25k | Liberty Checking Share Draft |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.00% | $100k | - | 12 Month Jumbo IRA | |
3.75% | $100k | - | 24 Month Jumbo IRA | |
3.50% | $1k | $100k | 12 Month IRA | |
3.25% | $1k | $100k | 24 Month IRA | |
0.90% | $50 | - | IRA Share Account |