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US Banks Accepting Accounts From US Citizen Residing Overseas

Saturday, August 31, 2013 - 4:21 PM
Any updated information on overseas residents (US citizens) denied access to US banks? So far, my accounts at BofA remain open - though I have limited priveleges  - e.g., I can't open a CD. I would like to change banks but have not found any institution that accepts depositors without a physical (and checkable, I presume) US address. 
jamestevenjamesteven1 posts since
Aug 31, 2013
Rep Points: 4
1. Sunday, September 1, 2013 - 9:57 AM
How do the people in the service overseas bank? There are several credit unions in the USA that you can join that deal with the military and I assume they allow them to get a CD but do not reside here. Have you contacted any of them? 
Ally6770Ally6770934 posts since
Jan 16, 2010
Rep Points: 2,717
2. Sunday, September 1, 2013 - 11:56 AM
Americans Residing Overseas are Denied Bank Accounts

Americans Residing Overseas are Denied Bank Accounts

Domestic mail and international mail that bears a U.S. military delivery address or return address:

APO/FPO addresses are not international addresses. There is an assumption, that because the addresses reside in a foreign country, military mail goes through an international postal carrier. This is not so. Our mail goes through United States Postal Service-Priority Mail.

International Direct Deposit (IDD) is available to U.S. military retirees living in eligible locations overseas:
ShorebreakShorebreak2,675 posts since
Apr 6, 2010
Rep Points: 14,527