From Bankrate.com http://www.bankrate.com/finance/c...ater-1.asp
"Three years after the landmark Credit Card Accountability, Responsibility and Disclosure Act, or CARD Act, was fully implemented, the credit card world has settled into its new rule-bound reality with mixed results.
Cardholders are making larger monthly payments, and fewer have fallen behind on credit card payments. At the same time, interest rates on credit cards have risen a full percentage point, and annual fees have increased more than 41 percent. Also, credit limits have been slashed."
Some good news:
"After a massive online petition started by a Virginia stay-at-home mom, the CFPB said in April credit card issuers can consider income and assets that a nonworking individual shares with a spouse or partner when granting a credit card or credit limit increase."