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401(K) Target Date Funds: Set It And Forget It?

Friday, September 27, 2013 - 8:56 AM
From The Fiscal Times:
If you have an employer-provided 401(k) plan, odds are that you’ve put at least some of your retirement assets in a “target date” fund. And if you haven’t specified your own 401(k) investment choices, the decision to automatically put all your assets in a target date fund has been made for you. Yet investing in these “set it and forget it” funds is no guarantee that you will be financially able to retire in whatever year you’ve targeted – it’s certainly no more guaranteed than it might be with another package of investment options. 

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